We’re Unison: the original equity sharing agreement
Make your home equity work for you without the burdens of monthly payments or accrued interest. At Unison we empower you to leverage your largest asset and embrace financial freedom.
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    Supplement Retirement
    Apply in 5 Minutes
    Improve Financial Stability
    "With relief from Unison, we were able to pay down debt and allow more time at home with our child"
    Hermitage, TN
    “We used the funds to maintain our retirement and pay down our mortgage debt. Thank you Unison!"
    Las Vegas, NV


    Unlock home equity

    Trade a portion of your home equity for cash, then use your funds how you want – from paying debt to funding retirement.

    For 30 Years

    Live your life

    Create years of memories in your home, without monthly payments. Unison is your partner, here when you need us.

    When You Sell

    Share the appreciation

    When it’s time to sell, we’ll share in the change in your home’s value. We win when you win.

    8.2 Billion invested home value

    $8.2 Billion

    the total value of homes we’ve invested in.

    As featured in

    “Unlike home-equity loans and cash-out refinancings, shared-equity contracts don’t add to the consumer’s outstanding debt.”

    “Their emphasis on equity as opposed to debt comes in a time when various pressures weigh on home buyers—from substantial student debt to lack of savings.”

    “It is called shared equity, and Unison, a company based in San Francisco, is the largest of a handful of firms putting it to work.”

    “Unison… is one of a handful of firms developing novel financial products aimed at helping buyers afford increasingly expensive homes”

    “Companies like Unison […] allow homeowners to tap the equity in their homes without taking out a loan; the investment company takes a share of growth in the home’s future value instead.”

    The Big Picture

    Our 2022 Home Equity Report highlights that homeowners like you are sitting atop an enormous amount of untapped equity! Read more about the national state of home equity in the full report.