Who is Unison?

Unison is a San Francisco-based company that is pioneering a new way to fund home purchases. We are a team of financial and real estate professionals who are committed to helping home buyers get the home they want, and home owners finance their life needs without debt.

With our Unison HomeBuyer program, we partner with buyers, investing alongside them in their home, typically contributing half of the down payment. This gives buyers more purchasing power, reduces their monthly mortgage payment and allows them to retain cash. In return, we share in the change in value of the home at the time it is sold. As a true partner, we share both the upside and downside risk with the home owner. Our Unison HomeOwner Agreement program allows existing homeowners to tap into their home equity without interest or monthly payments.

The focus of our company is on expanding opportunities available to consumers and giving them the financial flexibility to purchase the home they really want and finance important needs during their life as a homeowner. Unison is dedicated to providing consumers with financing based on partnership that will enrich their lives.

Meet the Team

Thomas Sponholtz
Co-CEO & Chairman

Jim Riccitelli

Brian Elbogen
Managing Director, Head of Partner Channels

Raj Dosaj
Managing Director of Business Development

John Arens
General Counsel

Michael Micheletti
Director of Corporate Communications 

Benjamin Feldman
Director of Content

Bill Walker
Managing Director, Consumer Sales Operations 

Tracy Adamo
Director of Direct Marketing

Neal Behrend
Director of Customer Acquisition

Paul Tucker
Senior Manager, Business Operations

Brandan Carlson
Loan Officer Engagement Specialist

Matthew Johnson
Senior Processing Specialist

John Park
Business Systems Manager

Robert Price
Managing Director of Origination Operations

Simba Ndemera
Corporate Controller

Joanna Umali
Loan Officer Engagement Manager

Avita Datt
Operations Specialist

Brad Lookabaugh 
Quantitative Portfolio Manager

Lara Watson
Regional Manager, San Diego

Charlie Mohn
Business Operations Associate

Gabriela Villarreal
Office Manager

Mike Lyon
National Sales Director

Bruce Ish
Program Specialist Assistant Manager

Brodie Gay
Quantitative Strategist

Krishanu Nandy
Quantitative Strategist

Jim Benavidez
Regional Manager, Orange County / Los Angeles County

William Lee
Front-End Developer

Lisa Nichols
Senior Content, Compliance and Business Manager

Rayan Rafay
Managing Director, Head of Portfolio Management

Andrew Toby, CFA
Director, Investment Operations

Natalie Tunnard
Marketing Associate

Alyssa Bacha
Program Specialist Manager

Kari McCormick
Administrative Specialist

Emmanuel Mendoza
Corporate Underwriter


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