Who is Unison?

Unison is a San Francisco-based company that is pioneering a new way to fund home purchases. We are a team of financial and real estate professionals who are committed to helping home buyers get the home they want, and home owners finance their life needs without debt.

With our Unison HomeBuyer program, we partner with buyers, investing alongside them in their home, typically contributing half of the down payment. This gives buyers more purchasing power, reduces their monthly mortgage payment and allows them to retain cash. In return, we share in the change in value of the home at the time it is sold. As a true partner, we share both the upside and downside risk with the home owner. Our Unison HomeOwner Agreement program allows existing homeowners to tap into their home equity without interest or monthly payments.

The focus of our company is on expanding opportunities available to consumers and giving them the financial flexibility to purchase the home they really want and finance important needs during their life as a homeowner. Unison is dedicated to providing consumers with financing based on partnership that will enrich their lives.

Unison Leadership

Thomas Sponholtz
CEO & Chairman

Brian Elbogen
Chief Strategy Officer

Bill Walker
Chief Revenue Officer 

Rayan Rafay
Chief Operating Officer & Head of Portfolio Management

John Arens
General Counsel & Managing Director of Business Operations

Cari Jacobs
Chief Marketing Officer


Michael Micheletti
Director of Corporate Communications 


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