A couple had worked hard for years to save $250,000 for a down payment, but were saddled with a fair amount of personal debt. That debt, and the fact that the couple both worked as independent contractors, made it very difficult for them to qualify for a mortgage loan. They were about to give up on their dream.
They spoke with a loan officer who recommended a loan program designed to enable independent contractors to qualify, which solved that problem. The loan officer then ran through various debt ratio calculations with the couple to demonstrate how Unison HomeBuyer could solve the personal debt problem. With the hurdles cleared, the thrilled couple went home shopping and found their dream home.