Real Estate Fintech Firm Unison Announces 2018 Expansion Plans

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On Monday, home ownership investment platform Unison announced 2018 expansion plans. As previously reported, Unison has created a new option for homeownership beyond the traditional mortgage route. By becoming a co-investor in the house, Unison is shouldering the risk side-by-side with the owner. They are betting that housing will continue to outpace inflation representing a solid return for big investors in need of long-term investments. …

Unison Experiences Monumental Growth and Announces 2018 Expansion Plans

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Unison Home Ownership Investors, the leading provider of home ownership investments, today announced multiple promotions and additions to its management team and substantial 2018 expansion plans in response to extraordinary growth in transaction volume and other successes during the first ten months of 2017. In 2017, Unison expanded into five additional states including Illinois, New York, Arizona, New Jersey and Pennsylvania, bringing its total footprint to …

10 startups to watch in 2018

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How to Maintain a Good Debt to Income Ratio

A startup is a unique type of company, designed to disrupt, grow and ultimately achieve industry dominance via their unique ability to solve a specific problem. Startups generally receive funding in several rounds from angel investors, venture capitalists and, in many cases, an initial public offering or IPO. In contrast with traditional lending institutions, which expect to be paid back with interest, …

5 Uncommon Tips For Buying Your Dream Home

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How to Decode Your Credit Report

Your dream home is out there, but how will you get it when you find it? There are many secrets and tricks-of-the-trade that can help you lock down the home of your dreams, like writing the owners a love letter or offering to pay in cash. In a crowded buyers’ market, however, you may need to take it a step …

Unison Homebuyer: Investments Helping Homebuyers Helping Investors

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Unison was founded in 2004 to provide homebuyers access to downpayment capital and institutional investors access to long-term real estate equity. The company made its first homeownership investment three years later and has since gained access to real estate markets in 12 states and Washington D.C. Unlike home loans, Unison treats the funds it provides both homebuyers and homeowners like an …

FinovateFall 2017 / Unison Home Ownership Investors

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How they describe themselves: Unison provides long-term investment capital to home buyers and homeowners which they can use for up to 30 years with no interest or monthly payments.  Unison’s investors earn a return by sharing in the change in value of the home, up or down, when the homeowner decides to sell.  As partners, if the home value rises the …

Shared Equity: Starter Homes for the Next Generation

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Home Buying Guides

The following is an excerpt from an article that first appeared in the August 2017 Housing News Report, an award-winning monthly newsletter published by ATTOM Data Solutions. It might seem like a strange idea but buried in an old piece of legislation designed to help coal miners is a magical key which can potentially open the ownership door for millions of new homebuyers. …

The incredible, disappearing home down payment

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How Does a Home Equity Loan Work

Many real estate markets across the U.S. are in the midst of an affordability crisis because of rising home prices, tight access to credit, and a homebuilding industry that has been slow to build new homes. That’s made it hard for renting millennials — the oldest of whom are well into the prime homebuyers years of their mid-thirties – to afford down …

Millennials encountering unprecedented barriers to homeownership

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Over the last decade, first-time home buyers have struggled more and more to purchase a home, according to a new survey from Unison Home Ownership Investors. Qualifying for a mortgage immediately after the financial crisis of 2008 was very difficult, and unfortunately that hasn’t improved much. The survey identifies today’s biggest barrier to homeownership as saving for a down payment. While 77 …

Sharing economy extends to mortgages as co-borrowing becomes a trend

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home ownership questions

The so-called “sharing economy” just added another facet to its mix – co-borrowing. Decades ago, while Baby Boomers typically were able to purchase a single-family home in the suburbs on one salary, nowadays, it takes a village. In today’s millennial era, where co-living, co-working, and ride-sharing are all commonplace and part of many young people’s daily lives, it’s perhaps not …