Get Motivated — Join the Down Payment Movement

Unison is focused on helping people become homeowners, and that is why we’re very excited to announce the launch of the Down Payment Movement.

This is a project we’ve been working on with a group of wonderful personal finance bloggers from across the United States. Together, we created the Down Payment Movement website for all types of people who are trying to save up to buy a home.

Our goal is to motivate our readers to save up $1 million dollars in total over the next year. We have a lot of great tips to share with you, and we hope you’ll join us.

If you’re wondering why we started this and how it all works, just keep reading for more information about the movement and what it means to you.

Down Payment Movement

Why did we create the Down Payment Movement?

The team of personal finance bloggers behind the Down Payment Movement have dedicated many hours of their lives to educating readers and helping them become more confident in their finances. This is their central mission.

But lately it has become more difficult to afford to buy a home.

News reports say that today’s first-time home buyers are facing unprecedented challenges when it comes to saving up for and purchasing a home. The reports have titles like “Why Millennials Can’t Afford to Buy a Home” or “Millennial Home Buyers Are Here, But Their Struggle is Real.”

The truth is that a lot of would-be home buyers are finding it difficult to save for a down payment because the cost of living in most major U.S. cities has increased rapidly in recent years. When rent goes up every year, it becomes harder to save money toward a new home.

At the same time, home prices in most cities have been increasing quickly as well. So people are watching as their dream home gets further and further out of reach.

How will the Down Payment Movement help you?

When you sign up for the Down Payment Movement, you’re no longer doing this alone. You have a group of people who are rooting for you to succeed.

More importantly, we have a lot of great educational materials to share with you, including our 12-week home buying course which gives you all the basics on the home-buying process, including the following:

  • Session 1: How to Know If You’re Ready to Buy a Home
  • Session 2: How Much Home Can You Afford
  • Session 3: What Credit Score Do You Need to Buy a Home
  • Session 4: How to Get Pre-Approved to Buy a Home
  • Session 5: How to Choose a Real Estate Agent
  • Session 6: How to Find the Right Home for You
  • Session 7: What to Look for When Home Shopping
  • Session 8: How to Make a Successful Offer On a Home
  • Session 9: How to Apply for a Mortgage
  • Session 10: Is It Better to Have a 20% Down Payment
  • Session 11: How Does Mortgage Insurance Work
  • Session 12: What You Need to Know About Closing Costs

In addition to the course, we will be publishing new blog posts in which we’ll share our own personal home-buying stories and our best tips for prospective home buyers. We’ll talk about things like how to save for a down payment faster and how to stay motivated to reach your goal. You really don’t want to miss it!

Who is behind the Down Payment Movement?

Along with Unison, there is a group of 15 personal finance bloggers who have all joined forces to motivate you to save for your down payment. You can read about each blogger on the Partners page.

The Down Payment Movement is brought to you by:

  • PT Money
  • Michelle Schroeder
  • Tracie Fobes
  • Jim Wang
  • Barbara Friedberg
  • Teresa Mears
  • Joseph Hogue
  • Alanna Anthony
  • Chelsea Krost
  • Carrie Smith
  • Casey Fleming
  • Diego Corzo
  • Max Smith
  • Michael Dinich
  • Benjamin Feldman

And of course, the movement is powered by Unison. You can learn more about us at the Unison Blog or check out our program for home buyers, called the Unison HomeBuyer program.

If you have any questions about the Down Payment Movement, you can ask us in the comments section below or send an email to

Join the Movement

Don’t forget to join the movement. When you sign up, we’ll ask you to pledge a specific dollar amount you will save every month — for example, $100 or $350. This way, we can track our progress toward the goal of saving up $1 million in one year!

You will also receive our 12-week home buying course and an invitation to our private Facebook group for members of the Down Payment Movement. We look forward to helping you reach your homeownership goals!

About the Author
Benjamin Feldman Director of Content