The Value of Owning a Home

Unison Home Buying Survey

A new survey of over 1,000 potential U.S. home buyers by Unison Home Ownership Investors and commissioned by Atomik Research revealed the financial challenges of saving for a down payment and what people are willing to sacrifice to make home ownership possible.  What would you compromise? Surprisingly, there are many luxuries people would quickly give […]

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Cash Out Refinance Requirements: Will I Qualify?

A cash-out refinance is one way to tap into your home equity. It tends to have a faster approval time than HELOCs and home equity loans and competitive interest rates, making it an option for those who want to lower their current mortgage rates or borrow a significant amount of money for large expenses. This […]

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5 Alternatives to a Reverse Mortgage

Alternatives to a Reverse Mortgage

If you’re 62 or older, you may have already considered a reverse mortgage to tap into your home equity. However, this type of loan can cost you dearly, especially if you haven’t thought through carefully how the loan terms work. If a reverse mortgage is not the right fit, you can consider these five alternatives […]

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Shristy and Vanessa Found a New Home to Raise Their Family In

Shristy Home Buyer Success

Summary: Shristy and Vanessa are a young couple who recently got married, had a son, and bought a house together in Modesto. They had everything they wanted. Then a golden career opportunity presented itself to them — with just one problem: they would have to move to a new city in Southern California. Working with […]

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How Long Does It Take to Get a Cash-Out Refinance?

A cash out refinance has become a popular way to tap into your home’s equity in recent years. In fact, more than 50% of homeowners used this method in 2017, according to a report conducted by Black Knight Financial Services. The process of getting approved for a cash out refinance tends to be faster than […]

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