9 Surprising Things That Decrease the Value of Your Home

Benjamin Feldman Home Ownership 1 Comment

Surprising Things That Decrease the Value of Your Home

When you buy a home, you usually hope that it will increase in value. While there are certain things that affect property values that you have no control over (like school districts, nearby amenities, crime rates, etc.), you do have some control over what the home looks like inside and outside. Here are nine surprising items that can negatively affect …

How to Prepare Your Home Before You Sell It

Benjamin Feldman Home Ownership 1 Comment

How_to_Prepare_Your_Home_Before_You_Sell_It

Your home holds all the home equity you’ve built up over the years, which in some cases can be quite a lot. If you want to maximize your equity when selling, you need to get a really good price. That’s why, even if you live in a really hot seller’s market, you still want to impress prospective buyers who take …

The Pros and Cons of a Reverse Mortgage

Sarah Cain Home Ownership 0 Comments

Pros and Cons of a Reverse Mortgage

Taking out a reverse mortgage may be a good idea if you’re looking to tap into your home equity now and during retirement. However, it’s not the best choice for everyone, no matter how attractive the benefits may initially seem. Before looking to use a reverse mortgage to supplement your cash flow, educate yourself on the details of this type …

The Value of Owning a Home

Michael Micheletti Unison, Home Buying 0 Comments

Unison Home Buying Survey

A new survey of over 1,000 potential U.S. home buyers by Unison Home Ownership Investors and commissioned by Atomik Research revealed the financial challenges of saving for a down payment and what people are willing to sacrifice to make home ownership possible.  What would you compromise? Surprisingly, there are many luxuries people would quickly give up for a down payment …

Cash Out Refinance Requirements: Will I Qualify?

Sarah Cain Home Ownership 0 Comments

Cash Out Refinance Requirements Will I Qualify

A cash-out refinance is one way to tap into your home equity. It tends to have a faster approval time than HELOCs and home equity loans and competitive interest rates, making it an option for those who want to lower their current mortgage rates or borrow a significant amount of money for large expenses. This type of loan is different …

5 Alternatives to a Reverse Mortgage

Sarah Cain Unison, Home Ownership 0 Comments

Alternatives to a Reverse Mortgage

If you’re 62 or older, you may have already considered a reverse mortgage to tap into your home equity. However, this type of loan can cost you dearly, especially if you haven’t thought through carefully how the loan terms work. If a reverse mortgage is not the right fit, you can consider these five alternatives to reverse mortgages which may …