Investment Underwriting Manager

Are you - Passionate about real estate?  Fascinated by investment management? Interested in FinTech? If your answer is yes to any of the above, then Unison is the place for you!

Unison is uniquely positioned to revolutionize home financing and real estate investing. For homeowners, Unison Home Ownership Investors offers a smart new way to own homes through equity partnerships. For investors, Unison Investment Management is creating a brand-new asset class through cutting-edge property valuation and credit decisioning technologies.

The Position:

As the manager of the investment underwriting team, you will be responsible for managing and optimizing the underwriting process. You will manage the team of Investment Underwriters responsible for risk analysis of each potential asset on an individual basis.  You will use data to enhance and streamline the risk approval process that includes assessment of the credit, valuation, condition, and title risks.

Responsibilities include:

  • Manage and mentor a team of investment underwriters towards company-level goals and KPIs
  • Implement and maintain underwriting policies, guidelines, and respective documentation 
  • Constantly review, iterate, and improve the risk approval process to streamline investment execution while maintaining appropriate risk mitigation
  • Present Unison’s underwriting methods to multiple internal and external parties and address their inquiries on an ongoing basis
  • Collaborate with cross-functional departments on day-to-day operations and new initiatives
  • Develop training resources for the underwriting team
  • Provide consistent origination systems feedback to the product team

Required qualifications and skills:

  •  Bachelor’s degree or above, graduate degree preferred
  • 2+ years of management experience
  • 5+ years of experience in a fast-paced work environment
  • Experience in mortgage or residential/commercial real estate underwriting a plus
  • Excellent written and verbal communication skills
  • Previous experience in the FinTech industry is a plus

We recognize that people come with experience and talent beyond just the technical requirements of a job. If your experience is close to what you see listed here, please still consider applying. Diversity of experience and skills combined with passion is a key to innovation and excellence. Therefore, we encourage people from all backgrounds to apply to our positions. Please let us know if you require accommodations during the interview process.

About us:

Unison is a San Francisco-based company that is pioneering a smarter, better way to own your home. Until now, the only way to finance a home was by taking on debt. Through the Unison Agreement, we help homeowners access their equity flexibly with no monthly payments or interest. We enhance home affordability, reduce debt, and deliver a less risky way for homeowners, investors, and society to think about their most important asset - the home. For additional information, visit www.unison.com or follow us on Facebook, Instagram, LinkedIn, Twitter and YouTube.

The last few years have been record breaking for Unison. We expanded our offering to 30 states, surpassed the $5B mark in real estate investments and partnered with over 8K customers through our HomeBuyer and HomeOwner programs. This tremendous growth was recognized by the Deloitte Technology Fast500 awards two years in a row as well as being included in the most recent Forbes Fintech50.

Unison provides equal employment opportunity to all individuals regardless of their race, age, creed, color, religion, national origin or ancestry, sex, gender, disability, veteran status, genetic information, sexual orientation, gender identity or expression, pregnancy, or any other characteristic protected by state, federal, or local law.