It's time for a home
of your

Increase your down payment to 20% or more with a home co-investment from Unison.
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Stop renting, start owning with HomeBuyer

Your rent per month
How much cash do you need today?

Without Unison

12% down payment assumes you will pay Private Mortgage Insurance (PMI).

Your down payment


Home value you can afford


With Unison HomeBuyer

Unison can help you get to a combined 20% down payment, which increases your buying power and eliminates the need for Private Mortgage Insurance (PMI), resulting in a lower monthly payment.

Your down payment


Home value you can afford


Unison Approved Properties.

This home is an example of a Unison pre-approved property that has been evaluated as a good investment.

Unison approved
some alt text here
Just sold: $495,000

3 beds 2 baths 2,389 sq ft. | 123 Main Street, Oakland

Get a $500,000 home in the Bay Area

Just sold: $495,000

3 beds 2 baths 2,389 sq ft. | 123 Main Street, Oakland

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See if the home you want is Unison approved

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We’re co-investors, not lenders.

We help with your down payment in exchange for a portion of your home’s appreciation when you sell. No extra debt, no interest, no monthly payments. Plus, we share in the upside and the down. Because that’s true partnership.
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High down payments were putting life on pause.

Tommy and Noah used HomeBuyer to jump the down payment hurdle and get into their dream home.

HomeBuyer Questions

The Unison HomeBuyer program is a true partnership. We contribute to your down payment by making an investment in your home. In return, we receive a share of any appreciation or depreciation in your home’s price at the time it is sold. This is not a loan, so we don’t charge interest, and we don’t receive monthly payments. Instead, we hope to earn a profit when you sell your home, up to 30 years later. You can also buy us out after 3 years.

We’ll contribute between 5-20% of the value of your home. The most we can invest in any single home is $500,000.

In order to do a deal Unison, you will have to work with one of our partner lenders. We have several partners everywhere we operate and we’ll be happy to connect you to the partner that best suits your needs.

We are constantly building partnerships with new lenders. Feel free to contact us using the phone number below to see if there is a qualified lender in your area.

With the Unison HomeBuyer program, we work with your lender and meet the closing date that you and the seller have agreed to. We know that buying a home is very competitive, that’s why we work with you to make your dates.

For our HomeBuyer program, Unison charges a 2.5% origination fee. There is no application or processing fee. You will, however, pay certain third-party expenses, such as closing services and credit reporting charges. If you have any questions about costs, please give us a call.

Questions? We're here to help.

We’ve helped people across the country buy a home. Let’s do the same for you.