How it works

We convert up to 17.5% of your home’s value to cash, so you can live the life you really want. Unlike a loan, there is no added debt, no monthly payments, and no interest.

Enter your address to get your instant estimate

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    Free Estimate
    Apply in 5 Minutes
    Zero Impact on Credit
    See the numbers
    Estimated Home Value
    Your home's appraised value will be reduced by 2.5% to establish your home's Original Agreed Value. The Original Agreed Value is used to determine your home's change in value over time.
    Future change in value scenarios

    Sale price


    Change in value


    Unison's share 0%


    Payment to Unison


    Your payout


    Equity you can access
    This is an estimate of the amount of equity you can unlock — up to $500K or 17.5% of your home’s value. Unison's share adjusts in proportion to this amount. It does not factor in the 3% Transaction Fee or other closing costs which reduce your net co-investment.

    Here’s the process


    Get an estimate

    See how much equity you can potentially access. It takes seconds and doesn’t affect your credit.


    Apply in minutes

    Fill out a quick and easy application to see if Unison is the right partner for you.


    Appraise your home

    We’ll work with you to set up an appraisal to determine your home’s value.


    Unlock your equity

    Determine how much cash you want to access and receive your funds in just a few days.

    Unison has helped over 8,000 people unlock their equity across the US
    “We used the funds to maintain our retirement and pay down our mortgage debt. Thank you Unison!"
    Las Vegas, NV
    "Since I am no longer using most of my income for debt, I can finally enjoy my retirement!"
    Columbia, TN
    "Taking advantage of the booming real estate market would not have been possible without Unison."
    Burlington, MA