Private Mortgage Insurance (PMI) Guide

When you are buying a home, one of the first things you have to decide is how much you can spend. That usually depends on the size of your down
payment. The majority of people don’t have a 20% down payment, and if that is true for you then you will need to finance more than 80% of the value
of the home. You’ll also be asked to pay private mortgage insurance or PMI. Although paying PMI is common, it’s not always the best choice. We
created this resource center to educate home buyers. Browse through the sections below to find answers to all your questions about private
mortgage insurance.

About the Authors


Director of Content

Benjamin Feldman is the Director of Content at Unison. He enjoys helping people learn about the housing market and how to be a successful homeowner.

Director of Communications

Michael Micheletti is the Director of Communications at Unison. He draws upon his many years of experience in real estate, taxes, and healthcare to better inform consumers.

Marketing Associate

Natalie Tunnard is a Marketing Associate at Unison. She is passionate about making home ownership accessible to more people across the U.S. and educating consumers on what options they have.

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