Private Mortgage Insurance (PMI) Guide

When you are buying a home, one of the first things you have to decide is how much you can spend. That usually depends on the size of your down payment. The majority of people don’t have a 20% down payment, and if that is true for you then you will need to finance more than 80% of the value of the home. You’ll also be asked to pay private mortgage insurance or PMI. Although paying PMI is common, it’s not always the best choice. We created this resource center to educate home buyers. Browse through the sections below to find answers to all your questions about private mortgage insurance.

About the Authors

Benjamin Feldman
Director of Content
Benjamin Feldman is the Director of Content at Unison. He enjoys helping people learn about the housing market and how to be a successful homeowner.
Michael Micheletti
Director of Communications
Michael Micheletti is the Director of Communications at Unison. He draws upon his many years of experience in real estate, taxes, and healthcare to better inform consumers.
Natalie Tunnard
Marketing Associate
Natalie Tunnard is a Marketing Associate at Unison. She is passionate about making home ownership accessible to more people across the U.S. and educating consumers on what options they have.

About Unison

Unison invented the home ownership investment category. In a home ownership investment, an investor provides financing in exchange for the opportunity to share in the gain or loss in the home’s value when the homeowner decides to sell – up to 30 years later. Learn more.

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