Help Pay for Your Child's Education Without Getting a Loan


Real Estate Equity Exchange, Inc. - Copyright 2018

Pre-qualifying will not affect your credit score

Unison is the market leader in home ownership investment. Founded in 2004, San Francisco-based Unison makes long-term investments in individual residential properties through two innovative programs: Unison HomeBuyer, which provides a portion of the down payment needed to purchase a home, and the Unison HomeOwner Agreement, which allows current homeowners to tap into their home equity without interest or monthly payments.

Double-click to edit this text

Unison pays you cash

No monthly payments or interest charges - ever

This money can be used for any purpose you wish. You can pay for current educational expenses, or you can pay off loans that you have already incurred.

You never have to worry about monthly payments, interest charges, or changing interest rates.

If your home's value rises we share in the increase.  If it falls, we also share in the decrease. We win or lose together - in Unison.

How Unison HomeOwner Works

Parent Student Loan Alternative

The money Unison provides is an investment, not a loan, so there are no interest charges and no monthly payments.

Pre-qualify in 60 Seconds

When parents take on Parent PLUS Loans, they have a lot less student loan forgiveness options than if the student took out the loan.  Parent PLUS Loans are not allowed to be forgiven under the Federal Teacher Student Loan Forgiveness Program, and are not eligible for relief under the Public Service Loan Forgiveness Program.

Along with not being eligible for student loan forgiveness, Parent PLUS Loans are not eligible for the income-contingent, or pay-as-you-earn repayment plans, so the only qualifying option is to repay the loans under standard repayment (which can include graduated or extended plans). This could be difficult for parents since it doesn't allow much flexibility.

If parents borrow private student loans, they will typically pay higher interest rates and fees than Federal student loans. And again, there are limited options for forgiveness and repayment.

Financing Your Child's Education

With Unison, receive a cash payment – without taking out a loan, paying interest, or marking payments.

Pre-qualifying will not affect your credit score

We share in the change in value when you sell your primary residence

The Cost of Student Loans for Parents