Homeownership, Re-invented
Pre-qualifying will not affect your credit score
Looking to purchase a home?
Unison HomeBuyer typically provides half of the down payment funds you need. The money we provide is an investment, not a loan, so there are no interest charges and no monthly payments.
Learn more about Unison HomeBuyer
Looking to access equity in your home?
Unison HomeOwner offers an innovative solution for people looking to access the equity in their homes. This is not a home equity loan – this is a home ownership investment.
Learn more about Unison HomeOwner
What is Unison HomeBuyer?
Unison typically contributes half of your down payment
By matching your down payment, Unison gives you flexibility and options not available through any other program.
Reduce your payments and avoid mortgage insurance
Unison Homebuyer can give you the benefits of having a 20% down payment. This means a smaller mortgage, smaller monthly payments, and no private mortgage insurance (PMI).
Purchase the home you really want
With increased purchasing power from Unison, you may be able to get into your dream home today. You’ll have greater choice over commuting distance, school district and size and features of the home.
What is Unison HomeOwner?
Unison gives you up to 20% of the market value of your home
This money can be used for any purpose you wish. You can pay off debt, remodel your home, pay for a child’s education – the choice is yours.
Enjoy no interest charges and no monthly payments
With Unison HomeOwner, you never have to worry about monthly payments, interest charges or changing interest rates.
When you decide to sell
We hope to earn a return on our investment by sharing in your home’s appreciation when you sell. So when you win, we win. If the value of your home decreases, we will share a portion of the loss.1Unison will not share in any decrease in value if you sell your home within three years of our investment or if you opt to buy us out without selling your home. In addition, if you do not properly maintain your home’s condition and this results in a significant decrease in market value, Unison will have the right to adjust the ending home value upwards to offset this decrease when calculating our share of the change in value.
Pre-qualifying will not affect your credit score
Founded in 2004, Unison has made investments in residential real estate that is worth more than $300,000,000.
What people are saying:
“Unison was so unique. Rather than looking like a loan, it felt more like a partnership. It enabled us to free up some money and to lower our monthly payment. It was very appealing. Taking the time to understand the program, we realized wow this is a great fit for us as a family.”
Trevor
San Diego, CA
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