How it works

We convert up to 17.5% of your home’s value to cash, so you can live the life you really want. Unlike a loan, there is no added debt, monthly payments, or interest. In return, we share in a portion of your home’s change in value when you decide to sell.

Historically, accessing your equity meant getting a pesky loan with monthly payments and interest

with Unison

Now you can trade your equity for cash today and settle up when you sell, or up to 30 years later.

We win when you win

A Unison co-investment gives you cash in exchange for home price appreciation. It's as simple as one, two, three.

Unlock home equity

Trade a portion of your home equity for cash, then use your funds how you want – from paying debt to funding retirement.

For 30 years

Live your life

Create years of memories in your home, without monthly payments. Unison is your partner, here when you need us.

When you sell

Share the appreciation

When it’s time to sell, we’ll share in the change in your home’s value. We win when you win.

See how much equity you can unlock from your home

Estimated Home Value
Your home's appraised value will be reduced by 2.5% to establish your home's Original Agreed Value. The Original Agreed Value is used to determine your home's change in value over time.
Equity you can unlock
This is an estimate of the amount of equity you can unlock — up to $500K or 17.5% of your home’s value. Unison's share adjusts in proportion to this amount. It does not factor in the 3% Transaction Fee or other closing costs which reduce your net co-investment.
Sale price in the future

Change in value


Unison’s share %


Unison’s share


Unison’s share


Unlock amount


Payment to Unison


Here’s the process


Get an estimate

See how much equity you can potentially access. It takes seconds and doesn’t affect your credit.


Apply in minutes

Fill out a quick and easy application to see if Unison is the right partner for you.


Appraise your home

We’ll work with you to set up an appraisal to determine your home’s value.


Unlock your equity

Determine how much cash you want to access and receive your funds in just a few days.

Unison has helped over 8,000 people unlock their equity across the US
“We used the funds to maintain our retirement and pay down our mortgage debt. Thank you Unison!"
Las Vegas, NV
"Since I am no longer using most of my income for debt, I can finally enjoy my retirement!"
Columbia, TN
"Taking advantage of the booming real estate market would not have been possible without Unison."
Burlington, MA

Find out how much equity you could access

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    Zero Impact on Credit