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What Is the Fed — and Who Controls Interest Rates?

This isn’t just Econ 101 homework. There are real life impacts at play! If you have a credit card, savings account, mortgage, or loan, understanding how the Fed works can help you make smarter real-life money moves – even in a shifting market.

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a newly renovated kitchen.
Renovations & Remodeling
What Is a Home Improvement Loan? Financing Options Explained

If you're planning a renovation, you may be wondering: What is a home improvement loan? Despite the popularity of the term, there isn’t really a single loan by that name. It’s actually a catch-all term that refers to any financing used to upgrade, repair, or renovate a home.

Couple reviewing list of homeowner requirements so they can avoid common home buying mistakes.
Homeownership
Common Home-Buying Mistakes to Avoid

Buying a home is exciting! But it can also be overwhelming. With so many moving parts, it’s easy for first-time buyers (and even seasoned homeowners) to miss a step that ends up costing time, money, or peace of mind.

warm cozy bedroom with a large outdoor window so you remember your winter home maintenance checklist and stay cozy.
Homeownership
Winter Home Maintenance Checklist: Protect Your Home During the Coldest Months

When temperatures drop and winter storms roll in, your home becomes your shelter from the elements. But it also needs a little extra care to stay safe, efficient, and comfortable. Winter is a time to focus on prevention: avoiding frozen pipes, heat loss, and water damage while keeping everything running smoothly behind the scenes.

Person making a plan in reference to eshl vs home equity loan renovations
Renovations & Remodeling
Equity Sharing Home Loan vs Home Equity Loan for Renovations

Many homeowners turn to their home equity as a source of cash, and one of the most common options is a traditional home equity loan. However, there might be an even better path, depending on your situation: an Equity Sharing Home Loan (ESHL).

Beautiful kitchen that is an example of a big ticket renovation worth doing.
Renovations & Remodeling
Big Ticket Renovations Worth Doing: Which Major Upgrades Pay Off (and Which Don’t)

If you’re like most homeowners, you probably have one (or more!) “dream” renovations. Think big, transformative upgrades that change how your home looks, feels, and functions. But when those projects come with price tags in the tens or even hundreds of thousands, it can be hard to decide which ones are truly worth it.

Home Renovation Funding Options
Renovations & Remodeling
2026 Home Renovation Outlook: How Homeowners Are Funding Projects Without Refinancing

Even in an uncertain housing market, homeowners continue to invest in their homes — not necessarily to flip them, but to make them more functional, efficient, and comfortable. In 2026, renovations are less about luxury upgrades and more about...

People looking at laptop with the current home interest rates on it.
Financial Health
What Is the Fed — and Who Controls Interest Rates?

This isn’t just Econ 101 homework. There are real life impacts at play! If you have a credit card, savings account, mortgage, or loan, understanding how the Fed works can help you make smarter real-life money moves – even in a shifting market.

a newly renovated kitchen.
Renovations & Remodeling
What Is a Home Improvement Loan? Financing Options Explained

If you're planning a renovation, you may be wondering: What is a home improvement loan? Despite the popularity of the term, there isn’t really a single loan by that name. It’s actually a catch-all term that refers to any financing used to upgrade, repair, or renovate a home.

Couple reviewing list of homeowner requirements so they can avoid common home buying mistakes.
Homeownership
Common Home-Buying Mistakes to Avoid

Buying a home is exciting! But it can also be overwhelming. With so many moving parts, it’s easy for first-time buyers (and even seasoned homeowners) to miss a step that ends up costing time, money, or peace of mind.

warm cozy bedroom with a large outdoor window so you remember your winter home maintenance checklist and stay cozy.
Homeownership
Winter Home Maintenance Checklist: Protect Your Home During the Coldest Months

When temperatures drop and winter storms roll in, your home becomes your shelter from the elements. But it also needs a little extra care to stay safe, efficient, and comfortable. Winter is a time to focus on prevention: avoiding frozen pipes, heat loss, and water damage while keeping everything running smoothly behind the scenes.

Person making a plan in reference to eshl vs home equity loan renovations
Renovations & Remodeling
Equity Sharing Home Loan vs Home Equity Loan for Renovations

Many homeowners turn to their home equity as a source of cash, and one of the most common options is a traditional home equity loan. However, there might be an even better path, depending on your situation: an Equity Sharing Home Loan (ESHL).

Beautiful kitchen that is an example of a big ticket renovation worth doing.
Renovations & Remodeling
Big Ticket Renovations Worth Doing: Which Major Upgrades Pay Off (and Which Don’t)

If you’re like most homeowners, you probably have one (or more!) “dream” renovations. Think big, transformative upgrades that change how your home looks, feels, and functions. But when those projects come with price tags in the tens or even hundreds of thousands, it can be hard to decide which ones are truly worth it.