10% Down Payment Mortgage Programs — Which is Best?

Benjamin Feldman Home Buying

10 Down Mortgage Programs Which Are Best

Image you want to buy a home priced at $500,000. That may sound like a lot of money — and it is! — but in many real estate markets, it’s only an average price tag. That makes it tough for the average buyer to save up the recommended 20% down payment before making a purchase. You would need $100,000 in …

Unison Speaks to Growing Home Ownership Investment Category at Benzinga Fintech Summit, Alongside Game Changers and Innovators

Michael Micheletti Press

Unison Participates as Panelist on the Future of Real Estate and Demos Unison HomeOwner Program SAN FRANCISCO, Sept. 18, 2017 /PRNewswire/ — Unison Home Ownership Investors, the leading provider of home ownership investments, today announced its participation on a panel and demo showcase at the Benzinga Fintech Summit: Game Changers and Innovators at Broadway Studios in San Francisco, Sept. 28. Benzinga is hosting its inaugural Fintech Summit, …

Unison National Survey on Barriers to Home Ownership

Michael Micheletti Press

A national survey, commissioned by Unison Home Ownership Investors and conducted by Atomik Research, highlights the biggest barriers to home ownership. The survey dives into the home purchasing decision-making process to understand barriers of entry, impact on monthly financials and accessibility to additional funds. The findings reveal that there are significant generational and regional differentiators when it comes to housing, …

What Is A Piggyback Or 80/10/10 Mortgage Loan?

Kali Hawlk Home Buying

What Is a Piggyback or 80-10-10 Mortgage Loan

Buying a home is one of the biggest transactions you’ll make in life. And like most major financial decisions, it’s best to be aware of all the options before figuring out which is the best for you. A traditional mortgage loan usually requires a homebuyer to put down 20% of the price of a house in cash. The rest of …

How to Put 10% Down with No PMI

Kali Hawlk Home Buying

How to Put 10 Down with No PMI

If you ask people what is necessary to buy a home, most experts will tell you a cash down payment of at least 20% is a key factor. Lenders will see you as a stronger borrower who brings less risk to the table, and that can increase your chances of getting the mortgage you want with a favorable interest rate. …

What is PMI (Private Mortgage Insurance)?

Kali Hawlk Home Buying

What Is PMI Private Mortgage Insurance

You know you need to pay homeowner’s insurance when you purchase a home. And for good reason: that policy protects you should anything unexpected happen to your property. As expensive as homes can be to keep, maintain, and repair, the right home insurance is a great investment in your long-term financial security. If something goes wrong, you won’t be on …

Unison Presents Home Ownership Investment Programs at FinovateFall 2017

Michael Micheletti Press

Unison to Participate on Digital Lending Panel and Showcase Unison HomeBuyer and Unison HomeOwner Programs in Fintech Demo Showcase SAN FRANCISCO, Sept. 5, 2017 /PRNewswire/ — Unison Home Ownership Investors, the leading provider of home ownership investments, today announced its demo showcase and panel participation at FinovateFall 2017 at the New York Hilton Midtown, Sept. 11-14. In a Unison survey of 2,018 Americans (full …

Shared Equity Programs Gain Popularity for Municipalities, Private Investors

Michael Micheletti News

housing for millennials

Our Second Quarter 2017 Homeownership Program Index highlights the latest trends across all down payment programs, plus growth in shared equity program models as homeownership affordability challenges persist for millennial buyers. The number of total programs increased to 2,469, up 15 programs from the previous quarter. Nearly 87 percent (86.8%) of programs currently have funds available for eligible homebuyers, roughly unchanged from the …

This Family Bought a 5-Bedroom Home in Murrieta with Unison

Benjamin Feldman Unison

Murrieta

Summary: Marufur and his family were looking for a new home in Riverside County. They wanted a home with five bedrooms in a convenient location. However, they didn’t want monthly payments that were too high. They partnered with Unison and used a home ownership investment to get a spacious home that would be an ideal fit for their family, while …