September 20, 2019

The Financial Pros and Cons of Renting vs Owning

With the American Dream of owning a home more challenging than ever to achieve, aspiring homeowners are asking themselves if it’s worth it to buy or is it better to just rent?


Here’s our analysis on the current state of renting vs. buyin...

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September 5, 2019

The First-Time Homebuyer Definitions Guide

Buying your first home is an exciting time packed with fun decisions and new experiences. Our homebuyer glossary is here to help you feel confident and empowered by defining common real estate terms you’re likely to encounter as you navigate the home bu...

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August 27, 2019

A New Path to Home Buying with Unison

As the familiar saying goes, “Good things come to those who wait.” But how about waiting 14 years to be able to put a down payment on your first home. According to the Unison Home Affordability Report, that’s the average length of time it takes someone ...

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July 26, 2019

How to Access Your Home’s Equity Without Adding Debt

Life can be expensive. And unpredictable. We all find ourselves short on funds for something sooner or later.

Instead of taking out a loan or loading up your credit cards, if you’re already a homeowner with equity in your home, you have some opt...

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July 13, 2019

Managing the Risk of Home Volatility

In the U.S., we generally consider homes a bedrock investment. They’re a key anchor of many Americans' financial portfolios - and, increasingly, their retirement plans. But is that wise?

Today Unison I...

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July 12, 2019

5 Ways to Master the Open House

A visit to an open house can be intoxicating. Your anticipation builds with each step toward the door. This is the home that could realize your dreams — or dash them. And part of the thrill is not knowing which it will be.


Emotions can swell as y...

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June 11, 2019

Today's Homeownership Opportunity: New Rules for a Different Game with the U.S. Home Affordability Report 2019 by Unison

If America is the land of opportunity, then everybody should have an opportunity to own a home. If only that opportunity were equally accessible.


Why isn’t it equal? Home prices are rising. Wages are stagnant. Personal debt is often stagg...

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June 5, 2019

How do millennials really feel about homeownership?

There’s an avalanche of conflicting information out there about millennials and the American dream of homeownership. So, we recently checked in with a bunch of them to see how they really feel about buying a place to call their own.


...

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May 23, 2019

4 Tips When Saving for a Home Down Payment

Saving money for anything—especially a down payment on a house—is the ultimate in adulting. It’s challenging, it’s daunting, and it’s definitely not fun.

But if you can save for a home down payment, you’ll be making one of the best investments o...

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May 23, 2019

Welcome to Unison. Together, You Can.

Welcome to Unison, Together You Can.
Home co-investing is based on a straightforward yet radical idea: with a partner in home ownership, you can go further than you can go alone.

Welcome to Unison, the world’s first home co-investing...

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April 26, 2019

Unison Reviews: HomeBuyer and HomeOwner

Lately, big things have been happening here at Unison. We’re excited about expanding into new states and reaching more and more consumers who are interested in using a home ownership investment.


As we continue to grow and as more people ...

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April 17, 2019

Unison Brings Home Co-Investing to Eight More States

Buying a home is tough, owning one is a big responsibility, and all of it is part of the American Dream. At Unison, we believe we can go further together than alone by being partners on your homeownership journey.


That’s why we’re ple...

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April 12, 2019

A New Era of Homeownership: How to Own Smarter & Live Better

“We cannot solve our problems with the same thinking we used when we created them.” – Albert Einstein


We don’t have to tell you how tough it is to buy your own home. Stagnant wages, mountainous student debt, insane home prices th...

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March 20, 2019

What’s an Option Contract?

HomeBuyer and HomeOwner Agreements are structured as Option Contracts. This is the legal framework that allows us to give you long-term cash without monthly payments or interest. An option contract gives the buyer of the option the right to buy a spe...

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March 20, 2019

Where does Unison get its funds?

A question we often get at Unison is "where do you get your funds?" People want to have confidence our investment in their home is coming from someone focused on the long-term.


At a fundamental level, Unison connects homeowners and home...

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March 20, 2019

Is a HELOC a Good Fit for Me, or is There an Alternative?

Many people looking at Unison HomeOwner also check out HELOCs and other traditional options. Because no two individuals or situations are exactly the same, you need to know your options and make the decision that best fits you and your needs.


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March 18, 2019

How Does a HELOC Work?

A home equity line of credit, or HELOC, is a financial product that allows you to tap into your home equity. You can use the money to fund home repairs, pay for large expenses, or whatever else you like. However, you need to make monthly payments to ...

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March 18, 2019

HELOC Requirements: Will You Qualify?

Owning a home is a great way to plant roots and build wealth. If you have sizable equity in your home, you might consider using that equity for re-modeling your home or paying off medical or credit card debt. One way to do that is with a home equity ...

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March 9, 2019

Are Zillow Home Values Accurate: Can You Trust the “Zestimate”?

When people think about buying a home, one of the first places they often look is Zillow.com. It’s a very helpful website that lists homes for sale in cities and towns all across the U.S. One usef...

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March 9, 2019

How Much Does PMI Cost?

If you put down less than 20 percent in cash on your conventional mortgage loan, chances are that you should plan to pay private mortgage insurance.


Private mortgage insurance, or PMI, sounds like it might be a helpful protection agains...

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March 9, 2019

How to Avoid PMI When Buying a Home

PMI stands for private mortgage insurance. It’s an insurance policy your lender will take out to cover a portion of the amount you borrow in case you ever default on your loan.

This means if you stop paying what you owe on your mortgage and t...

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March 9, 2019

How Much Does a Reverse Mortgage Pay and How Much Does It Cost?

For those who are at least 62 years old, taking out a reverse mortgage is one way to supplement your income in your retirement years. As long as you live in the home and have a decent amount of home equity, you are likely to be eligible.

Howe...

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March 8, 2019

10% Down Payment Mortgage Programs: Which is Best?

Imagine you want to buy a home priced at $500,000. That may sound like a lot of money — and it is! — but in many real estate markets, it’s only an average price tag.

That makes it tough for the average buyer to save up the recommended 20% dow...

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March 8, 2019

How Long Does It Take to Get a Cash-Out Refinance?

A cash out refinance has become a popular way to tap into your home’s equity in recent years. In fact, more than 50% of homeowners used this method in 2017, according to a report conducted by Black Knight Financial Services. The process of getting ap...

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March 8, 2019

10% Down Mortgages vs. 20% Down Mortgages

Getting ready to buy a home? Then you’ve probably heard that you need to save for a down payment. When it comes to figuring out how much your down payment should be, most people advise 20% of a home's purchase price.


But when you want t...

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March 8, 2019

What Happens If You Make One Late Mortgage Payment?

We’re only human—sometimes we miss our bill due dates, possibly get charged a late fee, and then are more careful to pay it on time the next month. But what happens if you’re delinquent in paying something big, like your mortgage?


While ...

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March 8, 2019

How to Put 10% Down with No PMI

If you ask people what is necessary to buy a home, most experts will tell you a cash down payment of at least 20% is a key factor. Lenders will see you as a stronger borrower who brings less risk to the table, and that can increase your chances of ge...

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March 8, 2019

How to Get a "No PMI" Mortgage Loan

If you’re looking at buying a home, there are three little letters you’ll probably hear a lot about in the process: PMI.

PMI is private mortgage insurance, which lenders use when borrowers request a loan but look risky due to their low down p...

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March 8, 2019

How Much Interest Will I Pay on My Mortgage?

In determining the price of a home, many people only consider the listing price of a home, without considering the cost of interest on a loan used to finance the home. The truth is that you will probably pay a significant amount of interest over the ...

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March 6, 2019

How Long Does It Take to Get a Home Equity Loan or HELOC?

If you’re looking to use the equity in your home through a home equity loan or HELOC, you probably want to get the money fast. Whether you’re doing a home remodel, paying for a college education, or using the money for something else, you don’t want ...

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March 5, 2019

3 Best Ways to Buy A Home With Millennial Money

The 3 best ways to buy a home in 2019 – from Grant Sabatier, founder of Millennial Money. Grant says that Unison is a great alternative for those who cannot afford a 20% down payment and don’t want PMI.


“If you want to best set yourself ...

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March 5, 2019

What Would You Give Up To Own A Home? (Millennials Say A Whole Lot)

Imagine a world where millennials didn’t have their beloved iPhones, Instagram or Chipotle…


Despite popular opinion that millennials can’t live without technology, about 29% would be willing to give up their iPhone forever, nearl...

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