The idea of a “smart home” can be exciting. Lights that turn on automatically, a thermostat you control from your phone, or a fridge that tells you when you’re out of milk – it all sounds futuristic!
But not every gadget lives up to the promise. Some are expensive and fussy, some don’t really increase your home’s value, and some are just waiting for better tech before they’re actually worth the squeeze.
If you’re thinking about smart upgrades, it helps to focus on ones that actually make life easier today, and hold value for tomorrow. Here are a few that check both boxes.
1. Smart Thermostats
A smart thermostat can learn your routine, adjust heating and cooling automatically, and even help you save on energy bills.
Pro tip: Pair it with smart vents or zoning systems if your home has inconsistent or spotty temperatures.
Cost: $150-$350 for most models.
Best for: Families, larger homes, or anyone who wants to simplify home climate control & reduce utility bills.
Smart thermostats are one of the few smart upgrades that combine convenience with tangible savings, and most appraisers do recognize their value when selling.
2. Video Doorbells
A video doorbell offers security, convenience, and peace of mind. You can see who’s at the door, speak with visitors remotely, and get notifications for deliveries.
Pro tip: Make sure it integrates smoothly with your home Wi-Fi and any existing smart home ecosystem to avoid connectivity issues.
Cost: $100-$250.
Best for: Families, frequent travelers, or anyone who wants to monitor deliveries and visitors easily.
Beyond convenience, security features like this can make a home more appealing to buyers, especially in suburban or urban areas.
3. Smart Lighting
Smart bulbs or switches let you control lights via app, schedule routines, or set scenes for different rooms. They’re particularly helpful for safety, energy savings, and mood lighting.
Pro tip: Start with the most-used rooms, like the kitchen and living room, before investing in the whole house.
Cost: $15-$50 per bulb; $50-$150 for smart switches.
Best for: Homeowners who want energy efficiency, convenience, and easy ambiance control.
Smart lighting adds convenience, and since it’s relatively infrastructure-light, it’s easy to remove or update if you think it might hurt resale.
4. Smart Plugs and Outlets
A smart plug or outlet can turn nearly any appliance into a “smart” device. Think lamps, coffee makers, or fans that you can now schedule or control remotely.
Pro tip: Use them for items you actually want automated. It’s easy to go overboard with gadgets that won’t get used.
Cost: $15-$40 each.
Best for: Apartments, condos, or homes where rewiring isn’t an option – even renters can still enjoy smart home convenience.
This is a low-cost, high-flexibility way to dip your toes into home automation without overhauling your electrical system.
5. Smart Security Systems
From motion sensors to smart locks, modern security systems can keep your home safer while letting you monitor activity remotely.
Pro tip: Choose a system that’s modular so you can add cameras, locks, or sensors gradually as needed.
Cost: $200-$600 for DIY kits; professional monitoring adds extra monthly fees.
Best for: Families, pet owners, or anyone wanting reassurance while away from home.
Security upgrades are highly tangible for buyers — unlike some novelty smart devices, they often add real perceived value when selling.
6. Smart Smoke and CO Detectors
These detectors alert you on your phone if there’s smoke or carbon monoxide, even when you’re not home.
Pro tip: Install them near bedrooms and the kitchen for optimal coverage.
Cost: $50-$120 per unit.
Best for: All homes, particularly those with children or elderly adults.
Safety is timeless. A smart smoke or CO detector won’t necessarily increase resale price dramatically, but it gives peace of mind. Upgrades like these are increasingly expected by modern buyers, and is a small investment that may contribute to a much larger perception of a safer, smarter, and more modern home.
7. Smart Irrigation and Sprinkler Systems
If you have a yard or garden, a smart irrigation system can adjust watering schedules based on weather, soil conditions, and plant type.
Pro tip: Look for systems compatible with local water restrictions and seasonal programs.
Cost: $200-$500 for smart controllers; additional for sprinkler heads.
Best for: Larger yards, drought-prone regions, or homeowners who want to save water and reduce manual maintenance.
These systems are practical, save money on water bills, and can be a major selling point – particularly in regions where water conservation matters.
When to Wait on Other Smart Gadgets
Some upgrades like fully automated kitchens, robotic cleaning systems, or advanced home AI devices may feel futuristic – but aren’t quite worth it yet. Many are expensive, prone to glitches, or not widely supported across devices. Waiting until key technology matures can save both money and frustration in the meantime.
Freeing Up Funds for Bigger Upgrades
For homeowners who want to make larger smart home upgrades – such as integrated lighting, whole-home security, or climate control systems — it can be challenging to free up cash without disrupting monthly budgets. Solutions like Unison’s equity sharing options can help by allowing you to access a portion of your home equity without taking on high monthly payments. This can provide the breathing room needed to invest in upgrades that improve convenience, functionality, and long-term value.
The Bottom Line
Smart upgrades are best when they simplify your life, save money, or add real value to your home. Thoughtful choices like a smart thermostat, video doorbell, or modular security system can make a house feel more comfortable and forward-looking, without creating unnecessary hassle.
And for bigger projects, homeowners can tap into their equity strategically to make those investments feasible while keeping monthly budgets manageable. If you're ready to explore how smarter equity sharing can help fund your home upgrades, start with a quick eligibility check or learn more at Unison.com.
Disclaimer: This content is provided for general informational and educational purposes only and is not intended to serve as financial, investment, legal, tax, or lending advice. The information presented may not apply to your specific situation, and actual outcomes can vary based on individual circumstances, market conditions, and applicable laws. Home equity sharing agreements and loans involve risks, including the potential loss of future home appreciation or other financial implications. Terms, availability, and eligibility for any products mentioned may differ by state, lender, or other factors. We strongly recommend consulting with a qualified financial advisor, attorney, or licensed professional before making any decisions or entering into agreements. Unison Mortgage Corp. is a licensed lender (NMLS ID 2574289); this article may include promotional content related to its services.