Blog

homeowner's reviewing unison's home equity investment information.

Tips for Building a Budget and Creating Better Spending Habits

Creating a budget isn’t just about tracking expenses. It’s a consistent, structured approach to help you gain control, reduce stress, and build a stronger financial future.

Homeownership

Maintain Now, Save Later: 10 Home Maintenance Tips That Can Prevent Costly Repairs

Homeownership is one of life’s biggest investments. And while it offers comfort and security, it also comes with responsibilities that many homeowners don’t expect until something goes wrong.

Financial Health

How to Get Out of Medical Debt: Smart Strategies to Reduce What You Owe

Medical debt can be among the most stressful financial burdens to carry – especially when it comes unexpectedly or during an already difficult time. But there are practical steps you can take to address it.

Financial Health

How Much Should I Save for Retirement? A Realistic Guide for Any Income

It can be one of the most common (and most intimidating) questions in personal finance. The truth is, there’s no one-size-fits-all answer. Retirement savings goals depend on your income, lifestyle, age, and where (and even how) you plan to live.

Financial Health

State vs. Federal Taxes: What’s the Difference – And Why We Pay Both

Curious about the difference between state and federal taxes? Learn why we pay both, what they fund, and what to expect when filing your tax return each year.

Financial Health

How Long Will It Take to Do Your Taxes? What to Expect Based on Your Situation

Wondering how long it’ll take to file your taxes? Learn what affects the time it takes, from tax prep methods to complexity, and how to make next season easier.

homeowners getting guidance about unison's equity sharing agreement.

Home Equity

The Homeowner’s Guide to Equity Sharing with Unison, Part 1: The Basics

Learn how a Equity Sharing Agreement can help you access home value without monthly payments or interest. Discover a new way to fund your life goals.

Home Equity

Thinking About a Home Equity Investment? Here’s What to Know First

If you’ve built up meaningful equity in your home and could use some extra flexibility, you’ve probably come across something called a Home Equity Investment (HEI).

A person writing on a piece of paper reviewing debt consolidation options.

Financial Health

Consolidating Debt in 2026? There's a Smarter Way

For many households, debt doesn’t come from a bad decision or two. It’s something that accumulates over time — thanks to higher everyday costs, unexpected expenses, or periods where income just couldn’t keep up. Even homeowners who have seen their property values rise may still feel financially constrained month to month.

Home Equity

Stuck in a Second Mortgage in the Bay Area? Hit Reset With Equity Sharing

Feeling stuck with a second mortgage or HELOC in the Bay Area? Learn how equity sharing offers cash upfront, no monthly payments, and an innovative way to reset your finances.

Financial Health

What Is a Good Interest Rate for a Savings Account?

If you’ve checked your savings account lately and wondered, “Is this rate actually good?”, you’re not alone. At any given time, the answer depends on three things.

Financial Health

How to Invest in a Second Property, Part 2: Financing, Strategy, and Smart Management

In the second part of our series, we’ll walk you through how to fund, purchase, and make the most of your second property investment, while maintaining flexibility and minimizing risk.