Learn about the four ways a Unison Equity Sharing Agreement can end, including selling your home or choosing a buyout.
While you’ve heard that your house is your biggest asset, you might be unsure how to take advantage of the fact. Property is illiquid–which means, it isn’t ready money you can just use.
If your child is making the transition to college this year, you yourself may be anticipating a transition of your own: the “empty nest.”
Technically, the “Accessory Dwelling Unit” (ADU) has been around since the 1980s, though the concept itself is much older. If the phrase doesn’t ring a bell, you might know it better as “granny house” or “backyard cottage.”
It’s a universal truth that the vast majority of homeowners are sitting on an enormous amount of equity. That equity is most often trapped in their homes, where it can’t be used to help them with their pressing needs.
We’ve long considered ourselves privileged to empower homeowners to achieve financial freedom and wellbeing by helping them tap into their home equity.
The home remains the largest asset for most of us, and is one of the most straightforward ways to grow wealth. But it can be difficult to realize that wealth and turn it into a liquid asset you can actually use!
If you’ve built up meaningful equity in your home and could use some extra flexibility, you’ve probably come across something called a Home Equity Investment (HEI).
For many households, debt doesn’t come from a bad decision or two. It’s something that accumulates over time — thanks to higher everyday costs, unexpected expenses, or periods where income just couldn’t keep up. Even homeowners who have seen their property values rise may still feel financially constrained month to month.
Many Bay Area homeowners are feeling the squeeze from their second mortgage or HELOC. Monthly payments might be creeping higher. Variable rates might be climbing. And everyday living costs in the Bay Area — from groceries to insurance to childcare — aren’t exactly trending down. What once felt like a smart way to access cash has now become another source of monthly stress.
If you’ve checked your savings account lately and wondered, “Is this rate actually good?”, you’re not alone. At any given time, the answer depends on three things.
Managing debt isn’t new for most of us. Whether it’s credit cards, personal loans, or other balances, it can all pile up quietly. Then one day, you realize that keeping track of multiple due dates, interest rates, and monthly payments is starting to feel like a full-time job.
In the second part of our series, we’ll walk you through how to fund, purchase, and make the most of your second property investment, while maintaining flexibility and minimizing risk.
