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The Homeowner’s Guide to Equity Sharing with Unison, Part 6: How The Agreement Ends

Learn about the four ways a Unison Equity Sharing Agreement can end, including selling your home or choosing a buyout.

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Homeownership
Climate Change, Natural Disasters, & Home Values: an Overview

When we see natural disasters on the news, we see numbers–property damages, loss of life, displaced peoples. What are the long-term effects on home values and demographics, though?

Home Equity
Investing in Real Estate: Is an AirBnb Better than Traditional Renting?

For years you’ve heard that real estate is one of the best investments you can make. It’s considered something of a safe bet; unlike the literal dollar, real estate doesn’t lose value to inflation over time.

Homeownership
The Woes of Winter Maintenance

For years you’ve heard that real estate is one of the best investments you can make. It’s considered something of a safe bet; unlike the literal dollar, real estate doesn’t lose value to inflation over time.

Home Equity
2022 Unison Home Equity Report

Homeownership
Downsizing vs Aging-in-Place: Considering Retirement

The older population in the United States is greatly increasing, with the number of seniors (those 65 or older) expected to almost double by 2060. Life expectancy, too, has climbed.

Homeownership
COVID and the Rise of the At-Home Workout

Over two years into the “COVID Era,” this trilogy of blog posts considers the effects of the pandemic on particular aspects of homeownership. Now featured: the rise of the home gym.

Home Equity
The Best Way to Consolidate Debt: Comparing HELOCs, Home Equity Loans, and More

Struggling with high-interest credit card balances or juggling multiple monthly payments? Consolidating your debt with a home equity loan or HELOC could help you save money, simplify repayment, and reduce financial stress.

Renovations & Remodeling
The Best Way to Fund Home Renovations: Comparing HELOCs, Home Equity Loans, and More

Planning to upgrade your kitchen, add a bathroom, or tackle long-overdue repairs? Before you start swinging the hammer, it’s smart to get clear on how you’ll finance the work.

Financial Health
What Is a Second Mortgage — and Why Do People Get One?

Let’s clear up the confusion. Second mortgages sometimes get a bad rap. They’re often lumped in with risky debt or financial desperation. But for many homeowners, they can actually be a practical, strategic tool.

Financial Health
Can You Have a Good DTI but Low Credit Score? Here’s What to Know

It might seem like keeping your debt low should guarantee a strong credit score – but that’s not always the case. In fact, it’s entirely possible to have a good debt-to-income (DTI) ratio while still having a low FICO score.

Financial Health
What is LTV?

LTV, or Loan-to-Value ratio, is a key metric used by lenders when assessing the risk of a loan, particularly mortgages. It essentially compares the amount of the loan to the appraised value of the property being financed.

Homeownership
Summer Home Maintenance: This Season's Steps to Protect Your Best Investment

Summer brings sunshine, long days, and of course – the perfect opportunity to take care of your home! Warm weather is great for relaxing, it’s also ideal for tackling key maintenance tasks that help preserve your home’s value and prevent costly repairs.