Blog

rundown house as an example of buying a home as-is
Latest article
How Bad Is It To Buy A Home “As-Is”?

The phrase “as-is” shows up often in real estate listings, and it tends to raise eyebrows. For some buyers, it feels like an opportunity – a chance to get a deal on a property that others might overlook. For others, it sounds like a trap.

Continue reading
arrow_right_alt
rundown house as an example of buying a home as-is
expand_more
search
Home Equity
Using Your Equity: How to Borrow Against Your Home the Smart Way

For many homeowners, home equity is something that quietly builds over time. It’s a number you might glance at on a mortgage statement or that comes when people talk about selling.

Home Equity
Should You Tap Into Your Home Equity Now? A 2025 Guide to Smart Borrowing

In 2025, it’s plain to see that we’re all navigating a more complex financial landscape than usual. And homeowners are no exception! For those with substantial home equity, tapping into that investment can represent a significant financial tool.

Financial Health
Are HELOCs and Home Equity Loans Tax-Deductible? Here's What to Know in 2025

Many homeowners turn to HELOCs and home equity loans to fund big projects. And with interest rates often lower than credit cards or personal loans, it’s easy to see the appeal. But one question comes up again and again.

Home Equity
HELOC, HELOAN, or Cash-Out Refi? How to Choose the Right Option for Your Home Equity

Each of these tools can help you access cash from your home, but they work in different ways. The best choice for you depends on how much equity you have, what you’re using the funds for, and whether you want to replace your current mortgage or keep it.

Home Equity
Should You Use a HELOC or Home Equity Loan to Buy a Second Property?

In this article, we break down the real risks and opportunities of using your home equity to invest in real estate. We’ll help you understand when this strategy makes sense — and when it might be too risky to justify.

Homeownership
What Types of Natural Disasters Do Most Homeowners Insurance Policies Cover?

Discover which natural disasters homeowners insurance typically covers, from windstorms to fires, and learn about common exclusions like floods and earthquakes. Protect your home by understanding your policy.

Home Equity
Breaking New Ground: How Unison Revolutionizes Home Equity Access

Imagine accessing your home's equity without the burden of sky-high monthly payments. Sounds too good to be true? Not anymore, thanks to Unison's groundbreaking approach to home financing: the Equity Sharing Home Loan.

Home Equity
Unison's Equity Sharing: An Innovative Alternative to a Home Equity Line of Credit (HELOC) for Debt Consolidation

Debt consolidation can feel like a lifeline when you're struggling to manage multiple debts. It streamlines everything into one monthly payment, making your financial obligations easier to track and handle.

Home Equity
Maximize Your Home's Potential: Why Unison's Equity Sharing Could Be Smarter Than a 401(k) Loan

Are you sitting on substantial home equity while juggling monthly debt payments? Many homeowners face this exact dilemma, sometimes even turning to their 401(k) as a last resort for debt consolidation.

Home Equity
Faster Debt Consolidation Relief with Unison's Equity Sharing Home Loan

Remember, debt consolidation is not a one-size-fits-all solution. It's essential to carefully consider your circumstances and choose an option that aligns with your long-term financial goals.

Homeownership
Beyond Home Equity: How to Finance Your Next Big Expense: Part III

What are the alternatives to tapping into your home equity to cover a big expense? This series of shorter blog posts delve into some of your options. Today, our final post: An Alternate Means to Tapping Into Your Equity

Home Equity
Smart Financial Solutions: Why Unison's Equity Sharing Home Loan Stands Out from Traditional Debt Consolidation

Comparing options allows you to assess the loan amounts, repayment periods, and potential savings. This empowers you to make an informed decision and choose the most suitable debt consolidation plan.