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rundown house as an example of buying a home as-is
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How Bad Is It To Buy A Home “As-Is”?

The phrase “as-is” shows up often in real estate listings, and it tends to raise eyebrows. For some buyers, it feels like an opportunity – a chance to get a deal on a property that others might overlook. For others, it sounds like a trap.

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Homeownership
Understanding First and Second Mortgages: A Quick Guide

If you’re a homeowner exploring your financial options, you’ve probably come across the term second mortgage. It might sound intimidating, second mortgages are actually a common and sometimes strategic way to access the value you've built in your home.

Renovations & Remodeling
Did you know your home can finance your dream kitchen?

Transform your kitchen into the heart of your home with 2025’s latest trends in design and functionality. Whether you dream of a sleek modern space or a warm, rustic retreat, the right upgrades can completely transform how you cook, entertain, and live.

Home Equity
Can You Use Home Equity to Start a Business?

Starting a business takes grit, vision – and funding. If you’re a homeowner with significant equity built up, you might be wondering: “Can I use my home equity to start a business?”. Yes, you can. Which options are the right options for you?

Financial Health
Equity Sharing Home Loan vs. Small Business Loan: What to Know

Starting or growing a business takes more than just a great idea. It takes capital! And while “small business loan” is often the first thing you’ll search, it’s important to know that it’s not a single type of loan.

Homeownership
Did you know your home can finance an ADU for your aging parents?

Many homeowners are turning to Accessory Dwelling Units (ADUs) as a practical and compassionate solution. ADUs provide a balance of independence and proximity, allowing aging parents to stay close to family while enjoying their own private space.

Home Equity
Using Home Equity for Big Purchases: HELOC vs. Home Equity Loan

Major expenses can require major funding. And if you’re a homeowner with equity, a HELOC or home equity loan can unlock access to cash at rates typically lower than credit cards or personal loans.

Financial Health
Tips for Building a Budget and Creating Better Spending Habits

Creating a budget isn’t just about tracking expenses. It’s a consistent, structured approach to help you gain control, reduce stress, and build a stronger financial future.

Homeownership
Maintain Now, Save Later: 10 Home Maintenance Tips That Can Prevent Costly Repairs

Homeownership is one of life’s biggest investments. And while it offers comfort and security, it also comes with responsibilities that many homeowners don’t expect until something goes wrong.

Financial Health
How to Get Out of Medical Debt: Smart Strategies to Reduce What You Owe

Medical debt can be among the most stressful financial burdens to carry – especially when it comes unexpectedly or during an already difficult time. But there are practical steps you can take to address it.

Financial Health
How Much Should I Save for Retirement? A Realistic Guide for Any Income

It can be one of the most common (and most intimidating) questions in personal finance. The truth is, there’s no one-size-fits-all answer. Retirement savings goals depend on your income, lifestyle, age, and where (and even how) you plan to live.

Financial Health
State vs. Federal Taxes: What’s the Difference – And Why We Pay Both

Curious about the difference between state and federal taxes? Learn why we pay both, what they fund, and what to expect when filing your tax return each year.

Financial Health
How Long Will It Take to Do Your Taxes? What to Expect Based on Your Situation

Wondering how long it’ll take to file your taxes? Learn what affects the time it takes, from tax prep methods to complexity, and how to make next season easier.