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Top 5 Myths About Owning Your Own Business

Many would-be entrepreneurs talk themselves out of it before they even begin, thanks to a handful of persistent myths. But the truth is, owning a business is possible. And while it takes some serious work, it’s not reserved for the ultra-rich, ultra-connected, or ultra-lucky.

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Renovations & Remodeling
Easy Home Improvements That Add Value (Without Hiring a Pro)

Not every home improvement project requires a contractor or a hefty budget. There are plenty of projects you can tackle yourself. All you need is a little time, effort, and a trip to your local hardware store.

Home Equity
The Best Way to Consolidate Debt: Comparing HELOCs, Home Equity Loans, and More

Struggling with high-interest credit card balances or juggling multiple monthly payments? Consolidating your debt with a home equity loan or HELOC could help you save money, simplify repayment, and reduce financial stress.

Renovations & Remodeling
The Best Way to Fund Home Renovations: Comparing HELOCs, Home Equity Loans, and More

Planning to upgrade your kitchen, add a bathroom, or tackle long-overdue repairs? Before you start swinging the hammer, it’s smart to get clear on how you’ll finance the work.

Financial Health
What Is a Second Mortgage — and Why Do People Get One?

Let’s clear up the confusion. Second mortgages sometimes get a bad rap. They’re often lumped in with risky debt or financial desperation. But for many homeowners, they can actually be a practical, strategic tool.

Financial Health
Can You Have a Good DTI but Low Credit Score? Here’s What to Know

It might seem like keeping your debt low should guarantee a strong credit score – but that’s not always the case. In fact, it’s entirely possible to have a good debt-to-income (DTI) ratio while still having a low FICO score.

Financial Health
What is LTV?

LTV, or Loan-to-Value ratio, is a key metric used by lenders when assessing the risk of a loan, particularly mortgages. It essentially compares the amount of the loan to the appraised value of the property being financed.

Financial Health
How to Increase Your Credit Score

Your credit scores are determined by several factors, including payment history and credit utilization. Here are some tips that can help raise your credit score.

Renovations & Remodeling
Should I Renovate My House, or Move?

If your current home isn’t your dream home, you may wonder if you should renovate it, or sell it and move. Here are some tips to help you decide.

Homeownership
How Does Climate Change Impact Your Housing Value?

Rising temperatures, extreme weather, and rising sea levels can impact your home’s prices. Here are simple tips to help protect you and your family financially.

Unison 101
Putting Your Home Equity to Work

Once you’ve accepted your offer and received your funds, it’s time to put your equity to work – from paying down debt, supplementing your retirement, financing home improvements and beyond.

Unison 101
Ending the Agreement

Ready to bring our partnership to an end? There are four ways in which your Unison Agreement can come to a close.

Unison 101
During Your Home Equity Sharing Agreement

Unison home equity sharing agreements are best-suited to long-term use cases, allowing you to make your house a home, create lifelong memories, and accrue a healthy appreciation in your home’s value.