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rundown house as an example of buying a home as-is
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How Bad Is It To Buy A Home “As-Is”?

The phrase “as-is” shows up often in real estate listings, and it tends to raise eyebrows. For some buyers, it feels like an opportunity – a chance to get a deal on a property that others might overlook. For others, it sounds like a trap.

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Home Equity
More Than Just Payments: How Your Home Equity Grows

Buying a home is one of the biggest financial decisions you'll ever make. Your monthly mortgage payment may seem like just another bill, but behind the scenes, you're steadily building something far more valuable: equity.

Financial Health
10 Commonly Overlooked Tax Breaks and Deductions You Might Be Missing

When it comes to filing your taxes, missing out on valuable deductions and credits can mean leaving money on the table. Some tax breaks are easy to overlook! They may be less well-known or hidden deep within the fine print.

Financial Health
What Are Property Taxes For? How They Work and Why They Matter

When you buy a home, you’re not just investing in the property itself. You’re also committing to paying property taxes, which can feel like an extra burden. But property taxes serve an important purpose in supporting the communities we live in.

Financial Health
What Is DTI? Understanding Your Debt-to-Income Ratio

Debt-to-Income Ratio (DTI) is one of the most important numbers lenders look at when evaluating your ability to repay a loan. Understanding your DTI can help you prepare and potentially qualify for better terms.

Financial Health
Equity-Sharing Home Loans vs. HELOCs: Building an Emergency Fund

When it comes to building an emergency fund, one option many homeowners consider is leveraging their home’s equity. Two common ways to do this are through an equity-sharing home loan or a Home Equity Line of Credit (HELOC).

Financial Health
Tips for Building a Budget and Creating Better Spending Habits

Creating a budget isn’t just about tracking expenses. It’s a consistent, structured approach to help you gain control, reduce stress, and build a stronger financial future.

Home Equity
Using Home Equity for Big Purchases: HELOC vs. Home Equity Loan

Major expenses can require major funding. And if you’re a homeowner with equity, a HELOC or home equity loan can unlock access to cash at rates typically lower than credit cards or personal loans.

Financial Health
Home Liens Explained: What Every Homeowner Needs to Know

Understanding liens as a standard part of home financing can help you approach the situation with confidence rather than worry.

Financial Health
Home Equity for the Win: Reach Your Long-Term Financial Goals

If you own a home, chances are you’ve been building equity for years. Possibly without even thinking about it! Each mortgage payment and uptick in property value quietly adds to your net worth.

Home Equity
Using the Equity Sharing Home Loan to Help Adult Children with a Down Payment

With today’s high housing prices, rising interest rates, and down payment challenges, even well-intentioned parents may find it hard to provide financial help without putting strain on their own finances.

Renovations & Remodeling
Renovate Smarter: Unison's Equity Sharing Home Loan with Capital Improvement Adjustment

If you're looking for a way to fund renovations or home improvement projects, Unison’s Equity Sharing Home Loan may be just the solution for you! This innovative ten-year second mortgage features

Financial Health
What is a Personal Loan? Your Guide to Borrowing & Repayment

A personal loan lets you borrow money from a bank or lender and pay it back over time, with added interest. Unlike loans for specific things like houses or cars, personal loans can be used for many purposes.