Learn about the four ways a Unison Equity Sharing Agreement can end, including selling your home or choosing a buyout.
Learn about your roles in an Equity Sharing Agreement. We help you keep your home safe while you access your cash.
Learn how you can keep the value from your home improvements. We explain the Remodeling Adjustment in our Equity Sharing Agreement.
Learn how we share in the ups and downs of your home's value. Discover how an Equity Sharing Agreement works when it is time to sell or finish your term.
Learn how Unison determines your home’s value through OAV and EAV. Our guide covers appraisals, risk adjustments, and closing fees for equity sharing.
Learn how a Equity Sharing Agreement can help you access home value without monthly payments or interest. Discover a new way to fund your life goals.
If you’ve built up meaningful equity in your home and could use some extra flexibility, you’ve probably come across something called a Home Equity Investment (HEI).
For many households, debt doesn’t come from a bad decision or two. It’s something that accumulates over time — thanks to higher everyday costs, unexpected expenses, or periods where income just couldn’t keep up. Even homeowners who have seen their property values rise may still feel financially constrained month to month.
Many Bay Area homeowners are feeling the squeeze from their second mortgage or HELOC. Monthly payments might be creeping higher. Variable rates might be climbing. And everyday living costs in the Bay Area — from groceries to insurance to childcare — aren’t exactly trending down. What once felt like a smart way to access cash has now become another source of monthly stress.
If you’ve checked your savings account lately and wondered, “Is this rate actually good?”, you’re not alone. At any given time, the answer depends on three things.
Managing debt isn’t new for most of us. Whether it’s credit cards, personal loans, or other balances, it can all pile up quietly. Then one day, you realize that keeping track of multiple due dates, interest rates, and monthly payments is starting to feel like a full-time job.
In the second part of our series, we’ll walk you through how to fund, purchase, and make the most of your second property investment, while maintaining flexibility and minimizing risk.
