Financial Health

Home Equity Debt Consolidation: A Growing Alternative to High-Interest Credit Card Debt

A new survey from Unison reveals a striking financial paradox: While many U.S. homeowners are burdened by soaring high-interest credit card debt (with 70% owing over $10,000), they are also sitting on substantial, untapped home equity.

Financial Health

Home Improvement Loans vs. Our Equity Sharing Home Loan: Which Is Better for Renovations?

Thinking about upgrading your kitchen, remodeling a bathroom, or making your home more energy efficient? Home renovations can add comfort, boost property value, and increase long-term satisfaction with your space but they often come with a high price tag.

Financial Health

Are HELOCs and Home Equity Loans Tax-Deductible? Here's What to Know in 2025

Many homeowners turn to HELOCs and home equity loans to fund big projects. And with interest rates often lower than credit cards or personal loans, it’s easy to see the appeal. But one question comes up again and again.

Financial Health

Equity Sharing Home Loan vs. Small Business Loan: What to Know

Starting or growing a business takes more than just a great idea. It takes capital! And while “small business loan” is often the first thing you’ll search, it’s important to know that it’s not a single type of loan.

Financial Health

Home Liens Explained: What Every Homeowner Needs to Know

Understanding liens as a standard part of home financing can help you approach the situation with confidence rather than worry.

Financial Health

Home Equity for the Win: Reach Your Long-Term Financial Goals

If you own a home, chances are you’ve been building equity for years. Possibly without even thinking about it! Each mortgage payment and uptick in property value quietly adds to your net worth.