Learn about the four ways a Unison Equity Sharing Agreement can end, including selling your home or choosing a buyout.
When we see natural disasters on the news, we see numbers–property damages, loss of life, displaced peoples. What are the long-term effects on home values and demographics, though?
For years you’ve heard that real estate is one of the best investments you can make. It’s considered something of a safe bet; unlike the literal dollar, real estate doesn’t lose value to inflation over time.
The older population in the United States is greatly increasing, with the number of seniors (those 65 or older) expected to almost double by 2060. Life expectancy, too, has climbed.
Over two years into the “COVID Era,” this trilogy of blog posts considers the effects of the pandemic on particular aspects of homeownership. Now featured: the rise of the home gym.
If you’ve built up meaningful equity in your home and could use some extra flexibility, you’ve probably come across something called a Home Equity Investment (HEI).
For many households, debt doesn’t come from a bad decision or two. It’s something that accumulates over time — thanks to higher everyday costs, unexpected expenses, or periods where income just couldn’t keep up. Even homeowners who have seen their property values rise may still feel financially constrained month to month.
Many Bay Area homeowners are feeling the squeeze from their second mortgage or HELOC. Monthly payments might be creeping higher. Variable rates might be climbing. And everyday living costs in the Bay Area — from groceries to insurance to childcare — aren’t exactly trending down. What once felt like a smart way to access cash has now become another source of monthly stress.
If you’ve checked your savings account lately and wondered, “Is this rate actually good?”, you’re not alone. At any given time, the answer depends on three things.
Managing debt isn’t new for most of us. Whether it’s credit cards, personal loans, or other balances, it can all pile up quietly. Then one day, you realize that keeping track of multiple due dates, interest rates, and monthly payments is starting to feel like a full-time job.
In the second part of our series, we’ll walk you through how to fund, purchase, and make the most of your second property investment, while maintaining flexibility and minimizing risk.