Blog

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Latest article
How Can I Fund a New Business Without a Monthly Payment?

Learn how one homeowner accessed $60,000 to start a business using an Equity Sharing Agreement without new monthly loan payments.

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Las Vegas, Nevada home
Home Equity
Equity Sharing in Nevada: A Practical Guide for Las Vegas Homeowners

A clear, honest guide to equity sharing in Nevada. Learn how Las Vegas-area homeowners use Unison’s equity sharing options to access equity with zero payments & zero interest.

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Financial Health
What Is the Fed — and Who Controls Interest Rates?

This isn’t just Econ 101 homework. There are real life impacts at play! If you have a credit card, savings account, mortgage, or loan, understanding how the Fed works can help you make smarter real-life money moves – even in a shifting market.

a newly renovated kitchen.
Renovations & Remodeling
What Is a Home Improvement Loan? Financing Options Explained

Wondering what a home improvement loan really is? Learn about the different ways to finance renovations, from personal loans to HELOCs and home equity loans.

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Homeownership
Common Home-Buying Mistakes to Avoid

Buying a home is exciting! But it can also be overwhelming. With so many moving parts, it’s easy for first-time buyers (and even seasoned homeowners) to miss a step that ends up costing time, money, or peace of mind.

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Homeownership
Winter Home Maintenance Checklist: Protect Your Home During the Coldest Months

When temperatures drop and winter storms roll in, your home becomes your shelter from the elements. But it also needs a little extra care to stay safe, efficient, and comfortable. Winter is a time to focus on prevention: avoiding frozen pipes, heat loss, and water damage while keeping everything running smoothly behind the scenes.

Beautiful kitchen that is an example of a big ticket renovation worth doing.
Renovations & Remodeling
Big Ticket Renovations Worth Doing: Which Major Upgrades Pay Off (and Which Don’t)

Dreaming of a major home upgrade? Discover which big-ticket renovations are worth doing, how much they cost, and how to finance them smartly with Unison.

Financial Health
How Many Mortgage Quotes Do You Really Need?

Mortgages are stressful, and it can be tempting to just want to get it over with, but doing your homework can have a major impact. (Hint: get at least 4!)

Homeownership
How Does the Underwriting Process Work?

Mortgage underwriting is usually the make-or-break phase of a home purchase, and while it can seem simple, it's important to understand the details behind each step of the process.

Financial Health
What is a Piggyback Loan?

A piggyback loan is a second loan issued to a homebuyer, alongside a typical mortgage. Whether it's right for you likely depends on your credit and other details, but there are alternatives.

Financial Health
How Does an Earnest Money Deposit Work?

"Earnest money" is a deposit to the seller that indicates the buyer's intent to purchase a home. Read on to learn about when it's required, how much to expect, and how it all works.

Home Equity
Retirement Planning, Putting Home Equity to Work for You

The retirement landscape is changing every day, and traditional methods of funding it are beginning to fall away. We surveyed homeowners to gauge their thinking and find new solutions.

Financial Health
What is the Ideal Debt-to-Income Ratio to Buy a Home?

In the world of lending, "DTI" is one of the crucial tools used to measure your financial health. It's important to understand the different methods of measuring DTI and how it might affect you.