Blog

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Equity Sharing in Nevada: A Practical Guide for Las Vegas Homeowners

A clear, honest guide to equity sharing in Nevada. Learn how Las Vegas-area homeowners use Unison’s equity sharing options to access equity with zero payments & zero interest.

People looking at laptop with the current home interest rates on it.

Financial Health

What Is the Fed — and Who Controls Interest Rates?

This isn’t just Econ 101 homework. There are real life impacts at play! If you have a credit card, savings account, mortgage, or loan, understanding how the Fed works can help you make smarter real-life money moves – even in a shifting market.

Renovations & Remodeling

What Is a Home Improvement Loan? Financing Options Explained

Wondering what a home improvement loan really is? Learn about the different ways to finance renovations, from personal loans to HELOCs and home equity loans.

Couple reviewing list of homeowner requirements so they can avoid common home buying mistakes.

Homeownership

Common Home-Buying Mistakes to Avoid

Buying a home is exciting! But it can also be overwhelming. With so many moving parts, it’s easy for first-time buyers (and even seasoned homeowners) to miss a step that ends up costing time, money, or peace of mind.

warm cozy bedroom with a large outdoor window so you remember your winter home maintenance checklist and stay cozy.

Homeownership

Winter Home Maintenance Checklist: Protect Your Home During the Coldest Months

When temperatures drop and winter storms roll in, your home becomes your shelter from the elements. But it also needs a little extra care to stay safe, efficient, and comfortable. Winter is a time to focus on prevention: avoiding frozen pipes, heat loss, and water damage while keeping everything running smoothly behind the scenes.

Beautiful kitchen that is an example of a big ticket renovation worth doing.

Renovations & Remodeling

Big Ticket Renovations Worth Doing: Which Major Upgrades Pay Off (and Which Don’t)

Dreaming of a major home upgrade? Discover which big-ticket renovations are worth doing, how much they cost, and how to finance them smartly with Unison.

Success Story

Homeowner Removed the Weight of Frustrating Debt with Home Equity

Unison helped this homeowner pay off debt and remodel their home with home equity funds.

Homeownership

How Much Interest Will I Pay on My Mortgage?

It's easy to focus on the list price of a home, while ignoring the amount of interest that will likely accrue over the lifespan of your mortgage. Here's how to manage it and stay prepared.

Financial Health

How to Get a 'No PMI' Mortgage Loan

PMI adds an additional monthly payment to your budget, but you may be able to avoid it completely. Read on for the easiest ways to reduce or remove the need for PMI entirely.

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Home Equity

How Long Does a Cash-Out Refinance Take?

Cash-Out Refinancing is more popular than ever. The process of getting approved tends to be faster than a HELOC, but how long does it actually take?

Homeownership

Everything You Need to Know About Late Mortgage Payments

Due dates get missed – it's just part of life! But it's important not to make a habit of missing these deadlines, especially on payments as significant as your mortgage.

Financial Health

Home Buying Options to Avoid PMI & Save on Down Payments

20% down is considered the gold standard for mortgages, and while it's possible to pay less, 10% down mortgages often include unwanted "extras". Here are some ways to avoid PMI and save.