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homeowner's reviewing unison's home equity investment information.
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The Homeowner's Guide to Equity Sharing with Unison

Learn how an Equity Sharing Agreement can help provide cash for retirement without the burden of new monthly mortgage payments or high interest.

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homeowner's reviewing unison's home equity investment information.
Financial Health
What is LTV?

LTV, or Loan-to-Value ratio, is a key metric used by lenders when assessing the risk of a loan, particularly mortgages. It essentially compares the amount of the loan to the appraised value of the property being financed.

Homeownership
Summer Home Maintenance: This Season's Steps to Protect Your Best Investment

Summer brings sunshine, long days, and of course – the perfect opportunity to take care of your home! Warm weather is great for relaxing, it’s also ideal for tackling key maintenance tasks that help preserve your home’s value and prevent costly repairs.

Home Equity
More Than Just Payments: How Your Home Equity Grows

Buying a home is one of the biggest financial decisions you'll ever make. Your monthly mortgage payment may seem like just another bill, but behind the scenes, you're steadily building something far more valuable: equity.

Financial Health
10 Commonly Overlooked Tax Breaks and Deductions You Might Be Missing

When it comes to filing your taxes, missing out on valuable deductions and credits can mean leaving money on the table. Some tax breaks are easy to overlook! They may be less well-known or hidden deep within the fine print.

Financial Health
What Are Property Taxes For? How They Work and Why They Matter

When you buy a home, you’re not just investing in the property itself. You’re also committing to paying property taxes, which can feel like an extra burden. But property taxes serve an important purpose in supporting the communities we live in.

Financial Health
What Is DTI? Understanding Your Debt-to-Income Ratio

Debt-to-Income Ratio (DTI) is one of the most important numbers lenders look at when evaluating your ability to repay a loan. Understanding your DTI can help you prepare and potentially qualify for better terms.

homeowners getting guidance about unison's equity sharing agreement.
Home Equity
The Homeowner’s Guide to Equity Sharing with Unison, Part 1: The Basics

Learn how a Equity Sharing Agreement can help you access home value without monthly payments or interest. Discover a new way to fund your life goals.

Home Equity
Thinking About a Home Equity Investment? Here’s What to Know First

If you’ve built up meaningful equity in your home and could use some extra flexibility, you’ve probably come across something called a Home Equity Investment (HEI).

A person writing on a piece of paper reviewing debt consolidation options.
Financial Health
Consolidating Debt in 2026? There's a Smarter Way

For many households, debt doesn’t come from a bad decision or two. It’s something that accumulates over time — thanks to higher everyday costs, unexpected expenses, or periods where income just couldn’t keep up. Even homeowners who have seen their property values rise may still feel financially constrained month to month.

Street in Saisalito, CA, USA.
Home Equity
Stuck in a Second Mortgage in the Bay Area? Hit Reset With Equity Sharing

Feeling stuck with a second mortgage or HELOC in the Bay Area? Learn how equity sharing offers cash upfront, no monthly payments, and an innovative way to reset your finances.

piggy bank and money on a beach
Financial Health
What Is a Good Interest Rate for a Savings Account?

If you’ve checked your savings account lately and wondered, “Is this rate actually good?”, you’re not alone. At any given time, the answer depends on three things.

keys on a table
Financial Health
How to Invest in a Second Property, Part 2: Financing, Strategy, and Smart Management

In the second part of our series, we’ll walk you through how to fund, purchase, and make the most of your second property investment, while maintaining flexibility and minimizing risk.