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How Can I Fund a New Business Without a Monthly Payment?

Learn how one homeowner accessed $60,000 to start a business using an Equity Sharing Agreement without new monthly loan payments.

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Home Equity
Using Your Equity: How to Borrow Against Your Home the Smart Way

For many homeowners, home equity is something that quietly builds over time. It’s a number you might glance at on a mortgage statement or that comes when people talk about selling.

Home Equity
Should You Tap Into Your Home Equity Now? A 2025 Guide to Smart Borrowing

In 2025, it’s plain to see that we’re all navigating a more complex financial landscape than usual. And homeowners are no exception! For those with substantial home equity, tapping into that investment can represent a significant financial tool.

Homeownership
What Types of Natural Disasters Do Most Homeowners Insurance Policies Cover?

Discover which natural disasters homeowners insurance typically covers, from windstorms to fires, and learn about common exclusions like floods and earthquakes. Protect your home by understanding your policy.

Home Equity
Can You Use Home Equity to Start a Business?

Yes, you can use home equity to fund a business — but should you? Learn the options, risks, and when an equity sharing home loan might make sense.

Homeownership
Did you know your home can finance an ADU for your aging parents?

Many homeowners are turning to Accessory Dwelling Units (ADUs) as a practical and compassionate solution. ADUs provide a balance of independence and proximity, allowing aging parents to stay close to family while enjoying their own private space.

home lien
Financial Health
Home Liens Explained: What Every Homeowner Needs to Know

Understanding liens as a standard part of home financing can help you approach the situation with confidence rather than worry.

Financial Health
How Many Mortgage Quotes Do You Really Need?

Mortgages are stressful, and it can be tempting to just want to get it over with, but doing your homework can have a major impact. (Hint: get at least 4!)

Homeownership
How Does the Underwriting Process Work?

Mortgage underwriting is usually the make-or-break phase of a home purchase, and while it can seem simple, it's important to understand the details behind each step of the process.

Financial Health
What is a Piggyback Loan?

A piggyback loan is a second loan issued to a homebuyer, alongside a typical mortgage. Whether it's right for you likely depends on your credit and other details, but there are alternatives.

Financial Health
How Does an Earnest Money Deposit Work?

"Earnest money" is a deposit to the seller that indicates the buyer's intent to purchase a home. Read on to learn about when it's required, how much to expect, and how it all works.

Home Equity
Retirement Planning, Putting Home Equity to Work for You

The retirement landscape is changing every day, and traditional methods of funding it are beginning to fall away. We surveyed homeowners to gauge their thinking and find new solutions.

Financial Health
What is the Ideal Debt-to-Income Ratio to Buy a Home?

In the world of lending, "DTI" is one of the crucial tools used to measure your financial health. It's important to understand the different methods of measuring DTI and how it might affect you.