Question 1

What is an Equity Sharing Home Loan?

Accepted Answer

The Equity Sharing Home Loan is a 10-year interest-only second-mortgage loan that allows borrowers to access the equity in their home at a below-market interest rate in exchange for the right to receive a portion of your home’s future appreciation (if any).

Question 2

How can Unison offer below-market interest rates?

Accepted Answer

The below-market interest rates for the Equity Sharing Home Loan are enabled by our right to receive a portion of your home’s future appreciation (if any).

Question 3

How much funding is available?

Accepted Answer

We currently offer Equity Sharing Home Loans of up to $400,000 or 35% of the property value, subject to underwriting guidelines. The minimum loan amount is $30,000 (or $50,000 in certain states).

Equity Sharing Home Loans

The Basics

Scenarios

Advanced