Blog

woman running a business
Latest article
Top 5 Myths About Owning Your Own Business

Many would-be entrepreneurs talk themselves out of it before they even begin, thanks to a handful of persistent myths. But the truth is, owning a business is possible. And while it takes some serious work, it’s not reserved for the ultra-rich, ultra-connected, or ultra-lucky.

Continue reading
arrow_right_alt
woman running a business
expand_more
search
Financial Health
Can I use a HELOC if I’m retired, self-employed, or on disability?

Home equity lines of credit (HELOCs) are often associated with traditional borrowers who have steady W-2 income. However, if you're retired, self-employed, or receiving disability income, you might be wondering if this financial tool is accessible to you. The good news is that it can be – provided you meet certain criteria and understand the nuances involved.

Renovations & Remodeling
Best Renovations to Boost Home Value: 6 Smart Upgrades That Pay Off

Whether you’re planning to sell someday soon or simply want to build equity along the way, choosing renovations that increase home value can offer the best of both worlds – a more beautiful, functional home and a stronger financial future.

Home Equity
Why Tapping Your Home Equity Doesn’t Always Require a Loan

Traditional “second mortgage” options like HELOCs or home equity loans often bring larger monthly payments, stricter qualifications, and added stress – which isn’t what you need when cash flow feels tight.

Home Equity
Equity Sharing Agreements: A Clear, Honest Guide for Homeowners

If you own a home, there’s a good chance you’re sitting on a significant amount of equity. The challenge? Most of it is trapped in your property – which means it can’t help you cover pressing needs like renovating an aging home, paying down debt, saving for retirement, or investing in new opportunities.

Home Equity
Living in California? Use Home Equity for Debt Relief, Without Another Monthly Payment

For many California homeowners, the pressure isn’t just the daily cost of living. It’s also the weight of high-interest debt – credit cards, medical bills, car loans, student loans – all can make it feel like you’re running in place, even if the home you own has appreciated in value over the years.

Homeownership
Equity Sharing in California: Guide for Bay Area Homeowners

If you’re a Bay Area homeowner, you probably know the feeling: your home has gone up in value, but using that value – for big expenses, renovations, or paying down debt – doesn’t feel as simple as it should.

Financial Health
Where Does Unison Receive Its Funds?

Housing is a huge market, but it's difficult for investors to put their money in homes without owning them outright. Learn more about how co-investments help bridge the gap.

Home Equity
How Does a Home Equity Line of Credit (HELOC) Work?

A HELOC may be an affordable and convenient way to access a line of credit. But it’s not the right solution for everyone. We'll explain how a HELOC works and how to know if it’s right for you.

Financial Health
Can You Trust Zillow's Home Values?

The "Zestimate" is a bit of a secret sauce, which Zillow will admit is not always perfect. But it's a valuable tool nonetheless – here's what we know about the calculation process.

Financial Health
How Much Does PMI Cost?

If you're planning on putting less than 20% down, you'll likely need to anticipate paying for PMI. But how much of a burden is it? Read this article for some of the common amounts to expect.

Success Story
This Creative Couple Created Financial Security with Unison

Leslie and John weren't sure about their next move – between debt, renovations, and bills. With a home equity sharing agreement from Unison, they didn't have to choose.

Success Story
Homeowner Removed the Weight of Frustrating Debt with Home Equity

Unison helped this homeowner pay off debt and remodel their home with home equity funds.