Home Equity

The Best Ways to Access Home Equity in 2026

Homeowners are entering 2026 with a complicated reality. Many have significant equity built up in their homes, but few feel comfortable taking on debt or high monthly payments to access it and put that equity to work.

Home Equity

Using Your Equity: How to Borrow Against Your Home the Smart Way

For many homeowners, home equity is something that quietly builds over time. It’s a number you might glance at on a mortgage statement or that comes when people talk about selling.

Home Equity

Should You Tap Into Your Home Equity Now? A 2025 Guide to Smart Borrowing

In 2025, it’s plain to see that we’re all navigating a more complex financial landscape than usual. And homeowners are no exception! For those with substantial home equity, tapping into that investment can represent a significant financial tool.

Home Equity

HELOC, HELOAN, or Cash-Out Refi? How to Choose the Right Option for Your Home Equity

Each of these tools can help you access cash from your home, but they work in different ways. The best choice for you depends on how much equity you have, what you’re using the funds for, and whether you want to replace your current mortgage or keep it.

Home Equity

Should You Use a HELOC or Home Equity Loan to Buy a Second Property?

In this article, we break down the real risks and opportunities of using your home equity to invest in real estate. We’ll help you understand when this strategy makes sense — and when it might be too risky to justify.

Home Equity

Can You Use Home Equity to Start a Business?

Starting a business takes grit, vision – and funding. If you’re a homeowner with significant equity built up, you might be wondering: “Can I use my home equity to start a business?”. Yes, you can. Which options are the right options for you?