Home Equity

Using Home Equity for Big Purchases: HELOC vs. Home Equity Loan

Major expenses can require major funding. And if you’re a homeowner with equity, a HELOC or home equity loan can unlock access to cash at rates typically lower than credit cards or personal loans.

Home Equity

Using the Equity Sharing Home Loan to Help Adult Children with a Down Payment

With today’s high housing prices, rising interest rates, and down payment challenges, even well-intentioned parents may find it hard to provide financial help without putting strain on their own finances.

Home Equity

The Best Way to Consolidate Debt: Comparing HELOCs, Home Equity Loans, and More

Struggling with high-interest credit card balances or juggling multiple monthly payments? Consolidating your debt with a home equity loan or HELOC could help you save money, simplify repayment, and reduce financial stress.

Home Equity

More Than Just Payments: How Your Home Equity Grows

Buying a home is one of the biggest financial decisions you'll ever make. Your monthly mortgage payment may seem like just another bill, but behind the scenes, you're steadily building something far more valuable: equity.

Home Equity

What is Shared Appreciation? A Shift in Home Equity Financing

Many homeowners are struggling to find good ways to use their home's value. Old-style loans are too hard to manage. They come with big monthly bills and strict rules that make it tough for families to have financial freedom. Imagine a new way--

Home Equity

The Hidden Risks of Credit Cards with 0% APR Promotions

Credit cards with 0% APR promotions seem like a great deal. Whether you’re shopping for a new credit card, or searching for a mechanism for debt consolidation, the opportunity to save on interest can be tremendously appealing.