The phrase “as-is” shows up often in real estate listings, and it tends to raise eyebrows. For some buyers, it feels like an opportunity – a chance to get a deal on a property that others might overlook. For others, it sounds like a trap.
Equity-rich, cash-poor – it's a more common situation now than ever before. With property values skyrocketing, many homeowners are looking for ways to tap into that value. Enter Unison.
For most Americans, our homes are our single largest investment. Keeping up with routine home maintenance protects your quality of life – as well as your family's best investment.
The mortgage refinance process can be intimidating, and making mistakes can cost you thousands and undermine your financial goals. Here's how to refinance with ease.
Your home is a major investment, but it's also one in which you live, work, and make memories. Using home equity to make home improvements, without debt, is often a win-win investment.
A new year is a new opportunity to take a holistic look at your finances, investments, and risks, and consider where your home fits into the equation.
"2020 is “the year everything changed” - and for many, retirement falls into this bucket. From reconsidering, to retiring sooner than planned, financing retirement is a hot topic."
Home equity lines of credit (HELOCs) are often associated with traditional borrowers who have steady W-2 income. However, if you're retired, self-employed, or receiving disability income, you might be wondering if this financial tool is accessible to you. The good news is that it can be – provided you meet certain criteria and understand the nuances involved.
Whether you’re planning to sell someday soon or simply want to build equity along the way, choosing renovations that increase home value can offer the best of both worlds – a more beautiful, functional home and a stronger financial future.
Traditional “second mortgage” options like HELOCs or home equity loans often bring larger monthly payments, stricter qualifications, and added stress – which isn’t what you need when cash flow feels tight.
If you own a home, there’s a good chance you’re sitting on a significant amount of equity. The challenge? Most of it is trapped in your property – which means it can’t help you cover pressing needs like renovating an aging home, paying down debt, saving for retirement, or investing in new opportunities.
For many California homeowners, the pressure isn’t just the daily cost of living. It’s also the weight of high-interest debt – credit cards, medical bills, car loans, student loans – all can make it feel like you’re running in place, even if the home you own has appreciated in value over the years.
If you’re a Bay Area homeowner, you probably know the feeling: your home has gone up in value, but using that value – for big expenses, renovations, or paying down debt – doesn’t feel as simple as it should.