Blog

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7 Smart Home Upgrades That Add Real Convenience & Value

Looking to make your home smarter? Discover practical smart home upgrades that save time, add convenience, and increase value – without the frustration or high costs of unnecessary gadgets.

Financial Health

How to Invest in a Second Property, Part 1: Deciding Whether (& When) to Invest

For many homeowners, the idea of buying a second property represents more than just a second real estate purchase. It’s a vision of financial freedom, flexibility, and future security – whether that means having a vacation spot to enjoy, a rental home generating income, or a nest egg that can grow in value over time.

A person getting money from their equity sharing agreement with unison.

Financial Health

2026 Re-Fi Reality Check: Why Many Homeowners Are Skipping the Cash-Out Refinance

Mortgage rates are still high in 2026. Learn why homeowners are skipping cash-out refinancing & what equity alternatives make more sense in today’s market.

Renovations & Remodeling

How Much Should I Budget for Renovations and Repairs Over the Lifetime of a Home?

Learn how much to budget for home repairs and renovations over the lifetime of a home. See annual and monthly averages, regional differences, and smart ways to plan.

Financial Health

Top 5 Myths About Owning Your Own Business

Many would-be entrepreneurs talk themselves out of it before they even begin, thanks to a handful of persistent myths. But the truth is, owning a business is possible. And while it takes some serious work, it’s not reserved for the ultra-rich, ultra-connected, or ultra-lucky.

rundown house as an example of buying a home as-is

Homeownership

How Bad Is It To Buy A Home “As-Is”?

The phrase “as-is” shows up often in real estate listings, and it tends to raise eyebrows. For some buyers, it feels like an opportunity – a chance to get a deal on a property that others might overlook. For others, it sounds like a trap.

Home Equity

How Can I Fund a New Business Without a Monthly Payment?

Learn how one homeowner accessed $60,000 to start a business using an Equity Sharing Agreement without new monthly loan payments.

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Home Equity

How Can I Fund My Home Renovation Without a Monthly Payment?

See how one homeowner used an Equity Sharing Agreement to fund a $50,000 renovation without adding new monthly loan payments.

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Unison vs. Point

Point offers a Home Equity Investment (HEI), while Unison offers an Equity Sharing Agreement (ESA). At first glance, you might think they're the same — but there are important differences in how we value and share in your home's value.

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Home Equity

How Can I Consolidate My Debt Without a Monthly Payment?

See how one homeowner used an Equity Sharing Agreement to pay off $45,000 in credit card debt without adding new monthly interest or payments.

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Home Equity

How Can I Handle Medical Bills Without a Monthly Payment?

Read how one homeowner used an Equity Sharing Agreement to cover $40,000 in medical bills without the stress of monthly loan payments.

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Home Equity

How Can I Pay Tuition Without a Student Loan?

See how one homeowner accessed $55,000 for college tuition using an Equity Sharing Agreement with no monthly payments.