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Latest article
How Can I Fund a New Business Without a Monthly Payment?

Learn how one homeowner accessed $60,000 to start a business using an Equity Sharing Agreement without new monthly loan payments.

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child using a smart thermostat under a woman's supervision.
Renovations & Remodeling
7 Smart Home Upgrades That Add Real Convenience & Value

Looking to make your home smarter? Discover practical smart home upgrades that save time, add convenience, and increase value – without the frustration or high costs of unnecessary gadgets.

keys on a table
Financial Health
How to Invest in a Second Property, Part 1: Deciding Whether (& When) to Invest

For many homeowners, the idea of buying a second property represents more than just a second real estate purchase. It’s a vision of financial freedom, flexibility, and future security – whether that means having a vacation spot to enjoy, a rental home generating income, or a nest egg that can grow in value over time.

A person getting money from their equity sharing agreement with unison.
Financial Health
2026 Re-Fi Reality Check: Why Many Homeowners Are Skipping the Cash-Out Refinance

Mortgage rates are still high in 2026. Learn why homeowners are skipping cash-out refinancing & what equity alternatives make more sense in today’s market.

How Much Should I Budget for Renovations and Repairs Over the Lifetime of a Home?
Renovations & Remodeling
How Much Should I Budget for Renovations and Repairs Over the Lifetime of a Home?

Learn how much to budget for home repairs and renovations over the lifetime of a home. See annual and monthly averages, regional differences, and smart ways to plan.

woman running a business
Financial Health
Top 5 Myths About Owning Your Own Business

Many would-be entrepreneurs talk themselves out of it before they even begin, thanks to a handful of persistent myths. But the truth is, owning a business is possible. And while it takes some serious work, it’s not reserved for the ultra-rich, ultra-connected, or ultra-lucky.

rundown house as an example of buying a home as-is
Homeownership
How Bad Is It To Buy A Home “As-Is”?

The phrase “as-is” shows up often in real estate listings, and it tends to raise eyebrows. For some buyers, it feels like an opportunity – a chance to get a deal on a property that others might overlook. For others, it sounds like a trap.

home lien
Financial Health
Home Liens Explained: What Every Homeowner Needs to Know

Understanding liens as a standard part of home financing can help you approach the situation with confidence rather than worry.

Financial Health
Home Equity for the Win: Reach Your Long-Term Financial Goals

If you own a home, chances are you’ve been building equity for years. Possibly without even thinking about it! Each mortgage payment and uptick in property value quietly adds to your net worth.

person handing money to someone as a personal loan
Financial Health
What is a Personal Loan? Your Guide to Borrowing & Repayment

A personal loan lets you borrow money from a bank or lender and pay it back over time, with added interest. Unlike loans for specific things like houses or cars, personal loans can be used for many purposes.

Renovations & Remodeling
Easy Home Improvements That Add Value (Without Hiring a Pro)

Not every home improvement project requires a contractor or a hefty budget. There are plenty of projects you can tackle yourself. All you need is a little time, effort, and a trip to your local hardware store.

Financial Health
What Is a Second Mortgage — and Why Do People Get One?

Let’s clear up the confusion. Second mortgages sometimes get a bad rap. They’re often lumped in with risky debt or financial desperation.

Financial Health
Can You Have a Good DTI but Low Credit Score? Here’s What to Know

A low debt-to-income ratio doesn’t always mean a high credit score. Learn why that happens, how it affects loans, and what you can do to improve your financial profile.