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Using Your Equity: How to Borrow Against Your Home the Smart Way

For many homeowners, home equity is something that quietly builds over time. It’s a number you might glance at on a mortgage statement or that comes when people talk about selling.

Home Equity

Should You Tap Into Your Home Equity Now? A 2025 Guide to Smart Borrowing

In 2025, it’s plain to see that we’re all navigating a more complex financial landscape than usual. And homeowners are no exception! For those with substantial home equity, tapping into that investment can represent a significant financial tool.

Homeownership

What Types of Natural Disasters Do Most Homeowners Insurance Policies Cover?

Discover which natural disasters homeowners insurance typically covers, from windstorms to fires, and learn about common exclusions like floods and earthquakes. Protect your home by understanding your policy.

Home Equity

Can You Use Home Equity to Start a Business?

Yes, you can use home equity to fund a business — but should you? Learn the options, risks, and when an equity sharing home loan might make sense.

Homeownership

Did you know your home can finance an ADU for your aging parents?

Many homeowners are turning to Accessory Dwelling Units (ADUs) as a practical and compassionate solution. ADUs provide a balance of independence and proximity, allowing aging parents to stay close to family while enjoying their own private space.

Financial Health

Home Liens Explained: What Every Homeowner Needs to Know

Understanding liens as a standard part of home financing can help you approach the situation with confidence rather than worry.

Home Equity

The Homeowner’s Guide to Equity Sharing with Unison, Part 2: Establishing Value

Learn how Unison determines your home’s value through OAV and EAV. Our guide covers appraisals, risk adjustments, and closing fees for equity sharing.

homeowners getting guidance about unison's equity sharing agreement.

Home Equity

The Homeowner’s Guide to Equity Sharing with Unison, Part 1: The Basics

Learn how a Equity Sharing Agreement can help you access home value without monthly payments or interest. Discover a new way to fund your life goals.

Home Equity

Thinking About a Home Equity Investment? Here’s What to Know First

If you’ve built up meaningful equity in your home and could use some extra flexibility, you’ve probably come across something called a Home Equity Investment (HEI).

A person writing on a piece of paper reviewing debt consolidation options.

Financial Health

Consolidating Debt in 2026? There's a Smarter Way

High-interest debt is squeezing homeowners in 2026. Learn how to consolidate debt using home equity—without refinancing or adding another monthly payment.

Home Equity

Stuck in a Second Mortgage in the Bay Area? Hit Reset With Equity Sharing

Feeling stuck with a second mortgage or HELOC in the Bay Area? Learn how equity sharing offers cash upfront, no monthly payments, and an innovative way to reset your finances.

Financial Health

What Is a Good Interest Rate for a Savings Account?

If you’ve checked your savings account lately and wondered, “Is this rate actually good?”, you’re not alone. At any given time, the answer depends on three things.