Blog

Gentleman in a field looking out into the distance.
Latest article
How Can I Fund a New Business Without a Monthly Payment?

Learn how one homeowner accessed $60,000 to start a business using an Equity Sharing Agreement without new monthly loan payments.

Continue reading
Gentleman in a field looking out into the distance.
child using a smart thermostat under a woman's supervision.
Renovations & Remodeling
7 Smart Home Upgrades That Add Real Convenience & Value

Looking to make your home smarter? Discover practical smart home upgrades that save time, add convenience, and increase value – without the frustration or high costs of unnecessary gadgets.

keys on a table
Financial Health
How to Invest in a Second Property, Part 1: Deciding Whether (& When) to Invest

For many homeowners, the idea of buying a second property represents more than just a second real estate purchase. It’s a vision of financial freedom, flexibility, and future security – whether that means having a vacation spot to enjoy, a rental home generating income, or a nest egg that can grow in value over time.

A person getting money from their equity sharing agreement with unison.
Financial Health
2026 Re-Fi Reality Check: Why Many Homeowners Are Skipping the Cash-Out Refinance

Mortgage rates are still high in 2026. Learn why homeowners are skipping cash-out refinancing & what equity alternatives make more sense in today’s market.

How Much Should I Budget for Renovations and Repairs Over the Lifetime of a Home?
Renovations & Remodeling
How Much Should I Budget for Renovations and Repairs Over the Lifetime of a Home?

Learn how much to budget for home repairs and renovations over the lifetime of a home. See annual and monthly averages, regional differences, and smart ways to plan.

woman running a business
Financial Health
Top 5 Myths About Owning Your Own Business

Many would-be entrepreneurs talk themselves out of it before they even begin, thanks to a handful of persistent myths. But the truth is, owning a business is possible. And while it takes some serious work, it’s not reserved for the ultra-rich, ultra-connected, or ultra-lucky.

rundown house as an example of buying a home as-is
Homeownership
How Bad Is It To Buy A Home “As-Is”?

The phrase “as-is” shows up often in real estate listings, and it tends to raise eyebrows. For some buyers, it feels like an opportunity – a chance to get a deal on a property that others might overlook. For others, it sounds like a trap.

Financial Health
Can I use a HELOC if I’m retired, self-employed, or on disability?

Discover how retirees, self-employed, and disabled individuals can qualify for a HELOC. Learn about income verification, alternative options, and tips for approval.

Renovations & Remodeling
Best Renovations to Boost Home Value: 6 Smart Upgrades That Pay Off

Discover the best renovations to boost home value – from kitchens and bathrooms, to outdoor living and energy-efficient upgrades. Smart ideas for real returns!

Home Equity
Why Tapping Your Home Equity Doesn’t Always Require a Loan

High rates and monthly bills making borrowing stressful? Learn how Unison’s equity sharing agreement lets you access equity without a loan.

Home Equity
Equity Sharing Agreements: A Clear, Honest Guide for Homeowners

If you own a home, there’s a good chance you’re sitting on a significant amount of equity. The challenge? Most of it is trapped in your property – which means it can’t help you cover pressing needs.

Home Equity
Living in California? Use Home Equity for Debt Relief, Without Another Monthly Payment

For many California homeowners, the pressure isn’t just the daily cost of living. It’s also the weight of high-interest debt, even if the home you own has appreciated in value over the years.

Homeownership
Equity Sharing in California: Guide for Bay Area Homeowners

A clear, honest guide to equity sharing in California. Learn how Bay Area homeowners use Unison’s equity sharing options to access equity without new monthly debt.